Are you looking for a way to invest in real estate without all of the hassles of becoming a landlord? Then REIT investing might be just what you’re looking for. But what is REIT investing?
We first met Adam Carrollwhen he came on to talk about his movie about college loan debt. He’s back to discuss loving our kids too much.
We discuss why you should stop thinking about money in terms of being rich and instead think about ways it can grant you freedom. USA USA!
Rich people are different than you and me. How are they different, though? Rich people have good habits. Habits that make them more successful, healthier, and smarter. And those things can help you accumulate wealth.This list of 21 rich habits will teach you how to become rich and put you on the path to wealth.
Are you looking for a credit card? We’ve done a ton of research on all kinds. Let us show you how to find the perfect credit card here.
Investing can spark a lot of fear and anxiety but to grow our wealth we have to do it. Investing in the age of anxiety is tough but we can do it.
Investing advice is often crafted for high earners. What about the rest of us? We have investing tips when you don’t have money to invest.
Adam Carroll joins us to discuss how to actually save thousands on your mortgage with home equity lines of credit.
Today we have 5 awesome questions from you about 401k loans, side hustles, student loan interest rates, buying a home and early retirement.
LMM loves listener questions. If you’re wondering, other people are too and doing a 5 questions episodes allows us to reach more of you. Today we have 5 awesome questions from you.
If you want to know about 401ks, cash, rentals, and leveraged buyouts, we’re covering it with 5 awesome questions from you.
Your 401k is meant to fund your retirement. But you can withdraw money from it earlier. Is borrowing against your 401K ever a good idea?
Net worth is a useful tool to gauge your overall financial picture. We have good data in America for average net worth by age. See how you stack up and because LMM listeners are not average, what your net worth by age should be.
Reaching your money goals isn’t easy, but it is simple. We’re turn Dave Ramsey’s baby steps into giant steps towards financial freedom.
You already know that you have to have a budget. It’s basically Rule #1 when it comes to personal finance. If you don’t know exactly […]
Thomas Frank joins us to discuss money mindfulness for beginners and how it relates to our life goals whether they are financial or adventure related.
If you look at finances as if you were a business, would you be profitable? You run a profitable business, let’s focus on how to become a profitable person.
It’s a new year and we’re going to get serious about saving money. This is how to save money fast with a yearly money plan with new ways to save every month.
Much financial advice is aimed at those making good money leaving the rest of us behind. We want to fix that with 24 financial tips for low-income earners.
Do you know your net worth, does it matter? What is tracking your net worth, worth?
Today we have 5 questions about timeshares, peer to peer lending, f**k you money, buying rental property, and what to do with a million-dollar inheritance.
A credit card can be a great tool. But when you don’t have a credit history, it’s hard to get one. These are the 6 best credit cards for people with no credit.
Ray Dalio created what is known as the All Weather Portfolio which contains the exact asset allocation you need to make money in any kind of economy. We’ll breakdown the All Weather Portfolio and the Golden Butterfly Portfolio.
Investing in agriculture may not be on your radar yet but it should be. Investing in agriculture is a way to diversify your portfolio and invest ethically.
We dream of FIRE but aren’t sure how to get there. Early retirement is different to traditional retirement. Learn how to be rewired not retired.
What is socially responsible investing? It’s a method of investing that allows you to change the world around you and make money at the same time.
Meet Dan, Matt’s financially savvy brother to discuss what he’s doing right, wrong, and what he could do better. Are money smarts genetic?
Owning rental property doesn’t have to mean being a hands on landlord. What you need to know when choosing the best rental property management company.
Today we have 5 questions about debt consolidation, saving money on a move, combining finances, living paycheck to paycheck, and capital gains.
It’s easy to make the same money mistakes time and again. Before you know it, you’re stuck in a financial rut. This is how to get financially unstuck.
Every day you should be hustling but you don’t want to waste your time on hustles that aren’t lucrative. These are the 17 best side hustles to make money.
We talk about portfolio diversity to insulate from risk. But if you want to ramp up returns, consider diversifying your retirement with alternative assets.
The pink tax is one that only about half of the population is subject to. And they probably aren’t even aware of it. It’s the extra amount women are charged for certain products or services. Things like personal care products. So not only do we make less but we pay more. It’s a load of crap.
Moving is one of life’s most stressful events and it can be expensive too. But these are moving hacks and tips that will definitely save you money.
The American Dream is built on the idea that anyone can get ahead but financial security is not a luxury within reach to any and all citizens.
We all need a financial plan. But there are so many aspects that it can be hard to know where to start. We’ll show you how to prioritize financial planning.
Every gift you give a child is a chance to inspire saving, investing, and entrepreneurship. These are some money gift ideas.
We all want to be successful and college used to be a route to success. But with college costs so high, it’s out of reach for some so we’ll explore alternatives to college.
We love getting questions from our listeners. Today we take five questions about HSAs, timing the market, college savings accounts, compounding, and Betterment woes.
Credit card debt is an emergency. There is a right and wrong way to pay it off. Figuring out the best way can be tough though. That’s where Tally comes in.
Spending money is a hobby for some. But out of control spending has dire consequences. If you want to know how to stop spending money, we’ll show you how.
There has been a lot of buzz around Arcadia Power generated by people who want to go green and people who want to save green. Can this new company help you do both? Check out our Arcadia Power review and find out.
You can let something like Betterment pick your stocks but if you’re ready to dabble on your own, we’ll teach you how to do the job yourself.
Wondering how does peer to peer lending work? We’ll explain what you need to know and give you the rundown on some of the best peer to peer lending sites.
We get some interesting questions from our listeners, and we like to address them on the podcast so the answers can help anyone who might […]
No one can predict when a recession will happen but October was warning of things to come. A recession fire drill if you will. When we understand what a recession is, we can take steps to protect ourselves from the fallout.
Money is almost as taboo a subject as sex and arguably, just as important in a relationship. But too few people bring it up. Today we are getting financially naked with the Broke Millennial.
The most expensive things in life are taxes and interest. If you don’t have a good credit score, life is expensive. Let us show you how to fix bad credit.
A 401k is a retirement investment account. It’s the first foray into investing for many of us and is an important part of your overall portfolio. We’ll break down how much to contribute to your 401k retirement account based on your age.
Need some quality ideas for what to do on a Saturday night? We’ll show you some fun things to do for free or on the cheap. You may even earn some money. You don’t always have to go out drinking with your friends at a bar or ditch everyone and decide to stay in just because you don’t have money.
If you’re a teenager, you are in a very powerful position. Starting good money habits now will put you ahead for the rest of your life. Here are 8 money tips for teenagers.
If you want to achieve not just a few resolutions but a remarkable life, you need to embrace the idea of creating the ten-year plan.
Whether you are stocking up on ramen or buying textbooks for next semester, Amazon Prime Student is a great way to rack up savings with exclusive deals with 2-day shipping. Did I mention they offer a 6-month free trial?
In the past, if you wanted to make some extra money, you’d take a part-time job or maybe do something like babysit or mow lawns. But making money in those ways meant that you had to be on someone else’s schedule which wasn’t always convenient when you already had a regular job and other responsibilities.
It’s something we use every day but how often do you think about the history of money? It turns out, money history and the creatin of money is fascinating.
Cell phone bills can be outrageously expensive. When you look for ways to lower your costs, one name keeps coming up; Republic Wireless. We decided to investigate. This is our Republic Wireless review.
Looking to make some extra money on-line? Swagbucks is often talked about as a place to do it. Can you make money on Swagbucks? Our Swagbucks review will answer that question.
Do you have lots of opinions? You can get paid for sharing them at Survey Junkie. But is it worth it? Find out in our Survey Junkie review.
There are a lot of programs to help you do your taxes so you want the best one. We take a look at FreeTaxUSA. Should you use FreeTaxUSA to file? Our review.
Do you ever wish you had a personal assistant to do things like find and cancel old gym memberships you don’t use or to negotiate a lower cable and internet bill for you? Well, now you have one. Read our Trim Review and see how they can go to work for you.
Facebook is set to launch a cryptocurrency called Libra. Given the company’s rather shady privacy practices, would you trust Facebook with your money?
Wedding season is upon us and if you’re of a certain age, the invites are coming fast and furious. Celebrate with your loved ones without going broke.
We’re answering listener questions about spending a raise wisely, investing, inheritance, buying engagement rings, and weed.
Peer to peer lending is a great way for individual investors to make money and borrowers to save money.If you want to get in on it we’ll detail everything you need to know.
If you want to become a millionaire, it’s entirely possible and easier than you think. No snake oil or voodoo, here, just 16 realistic ways to make one million dollars.
It won’t happen overnight and you’ll need a few different irons in the fire, not the least of which is a variety of investments, but if you want to make some extra money, we’ll give you some of the best passive income ideas that we use to make money.
If you read or listen to anything related to personal finance, you have heard of Vanguard Funds. But WTF are Vanguard Funds and why are they so popular?
For many working Americans, a 401(k) is often the single largest asset they have. Unfortunately, managing a 401(k) can be extremely complicated, resulting in the poor management or complete negligence of this very important savings account. Fortunately for most Americans thought, they have some time to plan.
What if we tell you there is a fast, easy way to find coupon codes that doesn’t require any effort on your part? Ready to save some money on your next online shopping excursion? Read our Honey review.
Buying a house is a part of the American Dream, a mark of adulthood. But there are a lot of misconceptions about it. This is the smart way to buy property.
Everyone wants to find success in their personal lives and their professional lives. We can achieve success in a simple way using the Three P’s of Success.
Are you guilty of one of the seven debtly sins? Find out how sinful you are and how to get out of debt and overcome consumerism once and for all.
Not all of us make six figures so paying off debt can be tough. But it’s not impossible. It took time to acquire debt, and it will take some time to pay it off. It’s time to make a plan, make some sacrifices, make extra money to destroy that debt. We will show you can get out of debt fast even on a low income.
The two most expensive things in life are taxes and interest, and we want to avoid both. One of the best ways to avoid taxes is by starting a business. Today we will discuss LLC vs S Corp and the amazing tax benefits of having a business.
Now that we’ve crossed the Halloween threshold, the Christmas season is fast upon us. Here are a few ways to save money on Christmas gifts.
This holiday season, don’t buy your loved ones more stuff they’ll toss in a closet. Give a gift that lasts a lifetime; share the gift of financial literacy.
Are your children getting a little too acquisitive? You might want to introduce them to the 4 gift rule.
Social security can be a relic of the past by the time Millennials reach the age of eligibility. We all need to take our retirement into our own hands. You don’t have to spend the whole prime of your life slaving for the man. The word retirement has many definitions, we’ll look at the new face of retirement.
Early retirement sounds ideal but is it always? Retire or not to retire with Roger Whitney, the retirement answer man.
We spent years accumulating money for retirement, but when we finally get there what do you do. Learn how to retire and what to do with your time and money.
Work-life balance gets a lot of ink but how do you achieve it? We’ll show you an honest approach to work-life balance with Kevin Lawrence.
Can money buy happiness? According to science, it can. We’ll investigate the science of buying happiness.
We all want to get rich. If you want to know how to get rich without getting lucky, Twitter can teach you. We break down the Twitter thread that went viral.
We tend to set certain bench marks by age. Personal finance is no different. What should you be doing for your personal finances by the decade?
Welfare is a dirty word in America. Corporate welfare is the real dirty word though, x rated in fact. See just who gets the real welfare in America.
We talk a lot about rental property and we speak from experience. We bought 3 rental properties and 2.5 years later, we’re spilling the tea.
Having a pet can be a wonderful experience. But pets come with expenses. Before you adopt a furry family member, make sure you know what to expect.
We have questions about the 4% rule, staying financially motivated, and making passive income. Let’s answer some questions.
Have you ever bought something and then seen it cheaper soon after? Sometimes you can get the difference back but most of us don’t bother. Now you don’t have to. Read our Paribus review and see how they can get you free money for nothing.
Do you want to save money? Of course. Do you want to clip coupons? Of course not. We found a way to save money without fussing around with coupons. Read our Ibotta review to find out how.
Companies like Betterment and WealthFront broke down the wall between investing and the general public through their easy to use online platforms. RealtyShares wants to do the same with real estate investing.
What does the ideal financially responsible person look like? Is it you? We’ll discuss achieving financial perfection. See how you stack up.
Mortage is usually our biggest debt. And we all know that debt is bad. But is all debt bad? Is paying off your mortgage quickly a good strategy?
Jim Wang, founder of Bargaineering.com, discusses how you can turn your hobby into cash.
Jim Wang became a millionaire through his finance blog Bargaineering. We talk about how much he sold the site for, how he invests and what he’s up to now.
Most are familiar with Airbnb. It’s a hit with travelers. And Airbnb is the most profitable way to make money in the gig economy.
Sooner or later it happens to the best of us; you’re in a position where you need money now. If you are in a jam and need to come up with extra funds, don’t stress out just yet. We’re here to help you make money today.
Your home is your biggest investment. You not only want to protect your investment but increasing a property’s value is important too. The right home improvements can.
There are many different aspects to personal finance but the one that is most intimidating is investing. By the time you finish reading Investing for Beginners, you will have all of the knowledge you need to start investing.
If you have credit card debt or are planning to make a large purchase soon, a 0 APR credit card can be a great tool to save money on interest charges.
If you want to make some extra money, renting your home through Airbnb is a great way to do it. Here’s what you need to know.
If you’re struggling with money, there is help available. You can get free financial help, one on one help right in your own community.
If you know personal finance you know the term timing the market. Is market timing is a good strategy or impossible to do?
Tax day is coming up fast, and you want to to take advantages of as many tax deductions as you can. You know the typical write-offs, but we found 28 tax deductions you didn’t know you could write off.
There is no such thing as a free lunch but there is such a thing as free money. If you need some free money fast, we will show you where to get it with almost no effort.
We talk a lot about investing but rarely about investing in gold. It’s time for that to change. This is all things gold, why and how to invest in gold.
Credit card debt will cripple you. But you can escape credit card hell. It won’t always be easy or fast, but if you take the right steps, you can do it.
We love getting listener questions and we’ve had a lot recently so it’s time for 5 awesome questions from you. We’ll cover bond ETFs, the books we love, transitioning investments, long term investing, and retirement planning.
If you’re looking to work from home, there are seemingly dozens of choices. These are legitimate work from home jobs so you can start working from your couch.
We break down Dave Ramsey’s controversial investment advice. Can we all retire millionaires as he promises? Today we find out.
It can seem more prestigious to be in a salaried position, maybe more because of what it used to mean that because of what it means now. It used to mean white collar, benefits, an office. Some salaried positions still offer those things but they’re not automatic. In a battle of hourly vs salary, which prevails?
Hal Elrod is a key note speaker and best selling author. He joins us to discuss his latest book, The Miracle Morning. This book may change your life!
We’ll explain what a trust fund is, who needs one, if you need a will too, and how to set up a trust.
Michael Epstein became a millionaire by the age of thirty. Michael will tell us how he did it and how you can too.
Being frugal is a good thing. But frugality can be taken too far and sometimes even cost you more in the long run. Walk the fine line without crossing over.
We want to motivate all of you to get started creating online businesses. The idea is that with part-time, but a focused effort, in one year you can build an online business that earns $1,000 or more per month.
What exactly are dividends and how do they work? When you invest in a company you get paid a portion of a company’s profits as a way to compensate you for your investment. These payments are called dividends and they are a form of passive income.
The internet has changed the way we do a lot of things for the better. One of those things is borrowing money.If you need a loan we’ll show you where to find the best online loans.
We interview Rebecca from Stapler Confessions to find out how she is paying off $125,000 of student loan debt and learn how we can pay off our debt too.
Marie Kondo and her brand of decluttering and organizing are everywhere so we thought we’d hop on the bandwagon. Our finances can become as cluttered as our homes. Let’s make our finances spark joy.
Young people leaving home to be on their own is nothing new. Great artists and innovators have been leaving small, provincial hometowns since time immemorial. Why do young people flee small, hometowns for the bright lights of the big city? Where do they go and what effect does it have on the places they leave behind?
Want to make a little money on the side? Like to hunt for good deals? You can use that old chestnut of ‘buy low sell high’ to your advantage. A ton of people make money selling on Amazon and eBay using retail arbitrage. If you want to learn how to make money selling on Amazon we’ll teach you how to get started with retail arbitrage.
We’ve all heard the cliché that if you’re renting, you’re wasting your money. But is that true? Is it better to rent or to buy?.
Fellow Best New Blog winner Stephanie Halligan talks to us about student loan debt, negotiating and Matt’s favorite, the side hustle.
Your whole life is contained online and that leaves you vulnerable. You need to lock your stuff up! Don’t get hacked; 9 ways to improve your online security and protect your money.
We want to show you investing is not hard, anyone can do it and you can start investing with any amount money. The earlier you start, the better so we’ll explain the basics of how to start investing.
Minimalism can be defined many ways. We’ll talk to Joel Zaslofsky, who has embraced the lifestyle to learn why and how it has improved his life.
The worst has happened. Whether their fault, your fault or nobodies fault, you lost your job. We don’t want to make a bad situation even worse by making big financial mistakes. This is what to do after a job loss so you can stay or get back on your feet quickly.
Tax loss harvesting is a term you’ve probably heard but don’t know what it means. It may seem obscure, but it’s a good weapon to have in your investing arsenal. So just what the f**k is tax loss harvesting?
Not sure where to invest your money? That’s the reason many people just park it in a savings account where it’s making no interest. You don’t have to be an expert to invest. You just have to jump in. So let’s get active and see how and where to invest $100, $1000, or $10,000.
You can spend your money on expensive clothes and cars and gadgets, but you won’t even remember those things in ten years, never mind still own them. When you look back at your life, it’s the experiences you paid for that you will remember fondly, not the things you bought. By following these simple tips, you can expand your outlook on the world while not emptying your wallet.
Moving is third on a list of life stressors behind death of a partner and divorce. Learn how to save money during the process to help reduce the stress.
Get Rich Slowly recently posted an article titled, “The Ten Habits of Financially Successful People.” See how many you share.
A credit score is a 3-digit number that ranges from 300-850. It’s used by financial companies to decide how likely you will pay back money they lent you.
Ramit Sethi believes when we understand money psychology, we can better understand what drives our money behaviors. This understanding allows us to make better financial decisions.
Managing money can be confusing but before you spend money hiring a financial advisor, read this. Most of us can DIY our finances.
Pre-internet, if you looked for ways to make money from home you found that a lot of the opportunities were scams. But if you want to make money from home now, there are more ways than ever.
It’s time for 5 questions about debt forgiveness, credit scores, and more Golden Butterfly.
Tired of commuting, annoying coworkers, and being stuck in a cube all day? If the answer is yes, an online job might be just the solution you’re looking for. We checked out dozens and found the best online jobs for everyone.
Many of us had high school jobs whether we babysat on weekends or worked in a store or restaurant after school. Those sound old fashioned to today’s teens. These days they are turning to the internet to make money. We tracked 22 awesome online jobs for teens.
If you’re shopping for your first credit card and feeling overwhelmed by all this, don’t worry, we gotchu. These are the best first credit cards.
There is a new company that believes healthy people should be rewarded with lower insurance rates. We were intrigued so we checked them out. This is our Health IQ review.
Tired of being nickel and dimed by your bank? Meet Chime. A Bank eliminates fees and helps you save money. This is our Chime Bank review.
Just like produce, a lot of what you buy has a season. If you know what’s “in season” you can save a lot of money. We’ll find out when to buy what.
At a certain point, you can’t save any more money; there just isn’t anything left to cut. And really, saving money is not nearly as impactful as making more. So whether you want to increase your income to pay off debt, save for a home, take a vacation, or retire early, we have ways to do it. Here are our favorite money making ideas.
College has become so expensive that it’s nearly impossible to pay for it without loans. But the more loans you take out, the more debt you graduate with. We’ll show you how to make money in college.
We get a lot of great questions from listeners and readers. And if one of you asks a question, dozens of other people have the same question. In order to reach you all, we like to do 5questions episodes. So here they are, 5 awesome questions from you!
We have always emphasized that if you have debt, you need a plan to pay it off. Attacking debt with a plan means you will pay it off more quickly and it will cost you less. Debt consolidation seems like it would be a useful facet of that plan. Is it or will consolidating your debt cost you more in the long run?
We love listener questions and we have good ones. Here are 5 questions about making money, REI, and timing the market.
Everyone should have renters insurance whether it’s required or not. We did all the research for you to make it easy for you to find the best renter’s insurance.
We have made a lot of money mistakes and we’ll probably make more in the future. But looking back, this is the money advice we would give ourselves.
For many years, Quicken had a lock on the market but there is a lot of competition around now, and much of it is free. There are several versions of Quicken, and they range from around $40 up to around $165. These days they aren’t the only game in town. It’s time to explore some Quicken alternatives.
Tax time is nearly upon us. Past guest, contributing writing, and tax expert Johnny Horta joins us to explain the vagaries of the US tax system.
We’re going to cover questions related to Betterment’s Smart Saver Account, student loans, investing with Fidelity versus Vanguard, your house as a retirement fund, and incorporating a business.
5 listener questions on everything from Dave Ramsey to credit cards to how to stay disciplined with spending.
It’s time for 5 questions. We’ll discuss stock earnings, home renovations, side hustles, emergency funds, and money for freelancers.
Time for 5 questions from listeners. We’ll discuss refinancing, repairing damaged credit, and being a spendaholic.
We love answering the questions you all send in. Today we have 5 questions about IPO stock price, a morning routine, what we wish we knew earlier, where to save a downpayment, and early retirement.
We all make mistakes but financial mistakes can be especially costly. These are the biggest financial mistakes people make and how to fix them.
College tuition isn’t getting any more affordable. Many people take on a mountain of debt but there are ways to pay for college without loans.
Millions of Americans struggle with student loan debt but some of that struggle might be unnecessary. THat got your attention! Read on and see if you are one of the lucky ones with our student loan forgiveness: the complete 2018 guide.
With the median home price in the U.S. at $188,900, how the hell does someone save up for a house?
It’s summer so you have better things to do than worry about money. But you can’t neglect it. Here are 5 things in 5 minutes to improve your finances.
We haven’t done a 5 Questions for a while! We’re back to answer your questions about minimum wage, lending money, and debt.
It’s been too long since we’ve done a 5 questions episode. Today we talk about lotto, stock games, APR, diversification, and student loans.
Holiday spending hangovers make January a debt month for some of us so we are bringing you 5 questions on how to deal with debt.
We haven’t done a 5 questions episode for a while. Here are 5 awesome questions from you about mortgages, credit cards, and retirement.
Today we answer 5 awesome questions from you about LLCs, winning the lottery, budgeting an irregular income, Roth rollovers, and buying quality.
We are a podcast about money but even we believe there is something more valuable than money and that thing is knowledge. Knowledge is power: why knowledge is more valuable than money.
It’s easy to fall into bad habits that hurt our financial goals. Here are ten bad money habits and ways to overcome them. How many are you guilty of?
Ever dreamed of living in a van down by the river? Our guests actually do. They’ll tell us how to live in a van and do what you love.
I love autumn, all golden and shit. Sweaters, knee high leather boots, pumpkins, Halloween, Thanksgiving. The only thing I don’t like about fall is that it means winter is coming, so I just try not to think about that.
No matter what your financial goals are, sometimes reaching them can feel like a slog. Do you need some money motivation? We got you.
It’s Mother’s Day. Matt and Andrew interview their mom’s to find out what financial lessons they’ve learned.
Money is the currency of living but gratitude is the currency of life. WTF does that mean? We’ll let Andrew explain it because we don’t know either.
Dating can be expensive. But only if you’re not creative. If you do the same old thing every Friday night, not only are your dates expensive, they’re probably boring too. But we’re here to save your wallet and your relationship with tons of cheap date night ideas.
That old saying that you get what you pay for isn’t always true. Sometimes there is such a thing as a free lunch. Here are 11 things you should never pay for.
You can spend big bucks impressing your special someone on Valentine’s Day or you can use my bootleg methods to save some cash while still getting some. These are Valentine’s Day ideas that will save you money.
Moving into your first place is exciting and daunting at the same time. There is so much you need. For most of us, that need has to be balanced with a limited budget, both in furnishing your place and living there. Here are some first apartment tips that will help you save money.
What is the 4% rule? It is the magic formula for early retirement. Make your money work for you while you no longer have to work.
The right rental property is a great investment and a great form of passive income. But the wrong rental property is neither of those things. What should Matt do with his rental property?
Buying insurance is a necessary evil but there is a new company changing the rules. When life gives you lemons, Lemonade Insurance has your back.
Most people know that smart real estate investing can bring in big returns. Like investing in the stock market, real estate investing can seem intimidating. It’s really not though. There are just some key fundamentals you need to know before you get started.
If you’re sick of renting, you might be considering a home purchase. After all, mortgages tend to be cheaper than paying rent — so why doesn’t everyone just stop renting and buy a home? The truth is that buying a house isn’t just a matter of paying the mortgage every month. There are all kinds of hidden costs of buying a home.
We’ve covered many of the basics about rental property and now we’re going to go deeper. We will explain the BRRR strategy and how cash out deals work.
Today we’re answering listener questions. Student loans, home equity loans, over paying your mortgage and a day in the life of a data engineer.
We interview Chris Clothier to explain real estate investments without the mess. Collect the rent check while someone else does the dirty work!
LMM has been on a real estate kick lately. It can be a great source of passive income. If you are considering it, here’s what you need to know about the one percent rule when buying a rental.
The most important thing in real estate is location, location, location. Today we discuss the key factors to finding the perfect rental property neighborhood.
There are a lot of rules when it comes to real estate but there are ten that should never be broken. These are 10 real estate investor commandments.
Allison Karrels has been investing in rental properties for several years. She is back to explain lessons learned investing in rental properties.
Every time we make a purchase, we have to decide between using a credit card, a debit card, or cash. They all have their pros and cons. Will there be a clear winner? Credit vs. debit vs. cash: the ultimate showdown.
If you currently have debt there are ways to make it less expensive. Today we will discuss why you should refinance your debt.
It can happen, hopefully not often, but it can. I’ll tell you what to do when you can’t pay a bill so a bad situation isn’t made worse.
Compound interest is a double-edged sword. When it’s working for you, it’s your best friend. When it’s working against you, it’s your worst enemy. We’ll explain what compound interest is.
You need a quick and relatively foolproof method of investing. ETFs and mutual funds fit that bill. But is one better than the other? Is there any difference? We break down ETF vs. mutual fund.
If you’re struggling with student loan debt, refinancing can help. We’ll show you where to get the best refinance rates on your student loans.
If you read any personal finance blogs or listen to any personal finance podcasts, you’ve probably heard of the FIRE movement. We set about finding the truth about the FIRE movement.
When you have a lot of weight to lose, you don’t lose 100 pounds. You lose one pound 100 times. Achieving financial independence is a lot like that. You have to break down this goal, like any goal, into small, manageable pieces. We will help you get there. Here is a roadmap for financial freedom.
Looking for a job can be a full time job itself. Today we interview Adrian Larssen to learn how to take control of the job hunt process.
Got a few extra bucks in your pocket at the end of the month? Good for you but you need to use it well. This is what you really should be doing with your discretionary income.
Do you hate making a decision? Sometimes the fear of making a decision means we miss out on a good opportunity. Today we will get you off the fence and show you how to master the decision making process with Matt Bodnar.
Money May continues. All of us have spending leaks, money we spend that we shouldn’t. Stop wasting money already!
The future is creeping up on all of us. If you’ve been avoiding thinking about it, it’s time to get serious about retirement and your goals. Whether you think about the future or not, it’s happening. We know its hard but it’s time for some financial adulting.
Podcasts are a wonderful way to learn new things and if you find the right one, to be wildly entertained. If you’re ready to binge listen, we found 23 of the best educational podcasts to listen to every week.
The Oracle of Omaha is a font of wisdom. He is perhaps the most successful investor in history. So he knows a lot of lessons we can all benefit from. Here are 22 life-changing lessons from Warren Buffett.
How many fucks do you give? Too many? If it’s more than one, today we will learn the subtle art of not giving a fuck with Mark Manson.
The sharing economy is defined as owners renting out things they aren’t using, homes, cars, cameras. Can you benefit from the sharing economy?
From an early age, I was convinced owning rental property was the way to wealth, rather than investing in the markets.
Tipping was once reserved for places like restaurants and 15% was considered sufficient. Now everyone wants a tip and 15% is a relic. Has it gone too far?
As good as Amazon’s prices often are, the best things in life are free. And there are so many ways to earn Amazon gift cards that you might never have to enter your credit card number into Amazon again.
There is nothing more nerve-wracking than a job interview. All those questions and always the dreaded, “Where do you see yourself in five years? More than ever we need to be able to stand apart from the competition. One important way to do that is to improve your interview skills.
Whenever you hear people talk about buying a home, they insist you need a 20% down payment. But there are ways around that. We will […]
What’s a measly 1%? It’s a lot in terms of fees. We will show you the impact of fees in the long term. Fees can eat into your investments more than you realize and the impact of those fees in the long term can devastate your retirement savings.ong term.
There is a lot of misinformation about the 10,000-hour rule theory of self-improvement and it turns out now all 10,000 hours are the same. We delve into the truth behind the 10,000-hour rule and show you how to become great at anything.
You’ve heard the term diversification, but you might not know precisely what it means. Turns out it’s more complicated than just owning stocks and bonds. We are going to deep dive and give you a master class on diversification with Adam Grealish.
Traveling can be expensive but you can hack the cost. These are the easiest ways to practice travel hacking with credit cards.
Dollar cost averaging is a simple yet effective strategy that will help you grow real wealth. The best part is, you can put your money on autopilot.
Debt affects your credit score and makes life more expensive. We’ll show you the cost of debt and reasons you need a kick ass credit score.
There are a lot of questions in personal finance but maybe the biggest is invest or pay off debt? That is the question today.
Used properly, a credit card can have all sorts of benefits. Used improperly, it can drag you into bankruptcy. We’ll teach you how to use a credit card.
Most Americans have debt and it haunts them people for years. Just like tackling any other goal, you need a plan if you want to pay off your debt fast.
You may have health, auto, and life insurance but do you have renter’s insurance? What exactly does renter’s insurance cover and do I need it?
There are a few simple rules of thumb you can apply to your personal finances. We know math is hard but the mathematics of investing are really straightforward.
The prospect of spending decades paying off student loan debt has made many people wary of college. Even if money isn’t an issue, college isn’t for everyone but a good job is. We found well-paid jobs without a degree.
We are advocates of automating your finances and that includes automating saving money. But we don’t want saving to crimp your style. That’s why we love Digit. You can automate saving using Digit.
Women face different money issues than men do. Suze Orman literally wrote the book on the subject with her latest Women & Money.
Lifestyle creep can show itself in many forms and start, then spiral out of control. Recognizing it is the first step to conquering it.
We know, saving is hard. Here are ways to save $5 a day, $100 a week, and even $500 a month. It’s about time you start a savings plan.
A shopping sniper knows what they want, gets it, and gets out. We’ll teach you a few tricks to become the shopping sniper with the most confirmed kills.
Are you being paid what you’re worth? How can you find out what you’re worth? None of us deserve to be undervalued so we will tell you how to know your worth with Adrian Granzella Larssen.
Do you hate your job and your life? Do you have a house full of stuff? Your materialistic lifestyle is killing you.
The media loves to talk about the economy in a broad sense but what does it mean for us individually? We’ll explain how the current economy is affecting your wallet.
We often talk about long-term investing but what about investments when the clock is ticking? These are the best short-term investments.
2018 has been a big year for stock buybacks. But what the f**k are stock buybacks and what do they mean for you?
Do you dream of retiring early? We interview the expert in early retirement, Mr Money Mustache. We must learn his ways.
Inflation vs deflation and what benefits to knowing? We’ll explain the basics and what you need to know to make sure your money keeps pace.
We talk to you all the time about investing money. But money isn’t everything. If you invest in yourself, you can earn returns that will last your lifetime.
Part of starting a business is having a business plan. It doesn’t have to be complicated. We’ll discuss creating a simple business plan.
Millions of us have student loan debt and it hampers our progress towards financial independence. Let’s get rid of it! We’ll teach you how to handle your student loans like a pro.
No one can predict the future but based on past events, a market correction is coming. You need to start preparing for a market correction with an opportunity fund.
The word wealthy is like the word happy, it means something different to everyone. What is wealth? What it really means to be wealthy is entirely up to you.
You’ve probably heard the term but might not know what it means. What is an IPO? We’ll explain how they work and whether you should invest in one.
Are you thinking of buying a home? Ideally, you will have at least a 20% down payment. Here are some ways to save for a house fast.
Investing is not as mysterious as it seems. It’s actually pretty easy. We’ll teach you how to invest money like an expert without being one.
Robots are going to take our jobs. Things are changing faster now than even during the industrial revolution. We have to start planning now because the future of work is changing rapidly.
The American Middle Class is part of American mythology, right up there with mom, baseball, and apple pie. And for good reason. The middle class built America. But what is middle class? Are you middle class?
Gone are the days of yearly, automatic raises. If you were able to get a raise, you worked hard for it. And you don’t want that hard work to have been for nothing. We want to make sure you spend a raise wisely.
Do you want to spend less, be more green or give more thoughtful gifts?Making gifts yourself is the way to go. Here are some ideas for DIY holiday gifts.
You might be suffering FOMO and not even know it, or even what it is! FOMO is fear of missing out. But you might be gaining by missing out.
Do you long to leave the 9-5 cubicle world behind? Want to post pictures of yourself in exotic locales? Need a fresh start? Become a digital nomad.
A chill is in the air and the light fades early. It’s fall! Here are x fall finance tips that will help take you to the end of the year.
In the wake of the Ashley Madison hack, we explore another kind of infidelity, financial infidelity, which can be just as devastating as sexual infidelity.
“Find your passion” has become a hackneyed cliche but there is some merit in doing so, we just have to think of a less “Oprah” way of phrasing it.
If I knew then what I know now. I hate that saying. There is so much regret and blame in that sentence. But I hate it most of all for the futility of it.
Moving is certainly stressful and it can be expensive. Having just done it, I’ll share some things I did to save money and minimize stress.
It’s peak travel season which means there is more that can go wrong. If your travel plans are interrupted, it’s important to know your traveler’s rights.
Thinking of trying the Paleo way of eating? It can be expensive with grass fed this and pastured that but it doesn’t have to be. Learn to Paleo on a budget.
You might take a vacation this summer but have you ever taken a digital vacation? If not, you’re not as relaxed as you should be. It’s time to unplug.
Everyone says it’s important to do what you love. But is it realistic? And would you even really want to do what you love doing for fun for a living?
A few months ago we did an introduction to bonds episode. We wanted to get a little deeper into the topic and a listener, Eric, agreed to help us out.
The mercury is rising and so is your electric bill. But there are other ways to keep cool than just blasting your air conditioner twenty four hours a day!
Now that your vote counts for so little, people are turning to economic boycotting to influence corporate and political policy. But does it work?
The term job creators is tossed around a lot, especially during election season. But who really creates the jobs in America? It’s not who you might think.
We’ve all been told that money can’t buy happiness. But is that true? It depends on your definition of happiness. It turns out some happiness can be bought.
If you only need an expensive item once, you can rent it rather than buy it. You’ll be amazed at the number of things you can rent. Sex dolls included.
In honor of International Women’s Day let’s discuss gender pay gap. 40% of US homes have a female as primary or sole earner, it’s not just women affected.
Last year the average American only took 77% of their vacation days, working nearly a week for free. It’s time to take back your vacation America!
How much real fun do you have compared to not that fun distractions? Those distractions are the reason for your lack of fun. Learn how to get rid of them.
Starting a new thing is exciting. But some of us quickly lose our initial enthusiasm. We’ll discuss how to see things through to the end.
Dating can be expensive, but dinner and a movie gets expensive and boring pretty fast. Here are 16 inexpensive date ideas that you can do with your partner.
When you become an expert at something, it stops the learning process and stunts your growth. But knowledge is infinite and we should always be learning.
As demonstrated in Vimes’ theory of boots, sometimes it saves money long term to spend more up front. What items are worth the splurge and which are not?
Are you a materialist or a minimalist? Let us help you find a happy middle ground so you can have nice things and still afford nice things.
We all have the same 24 hours to work with. But there are lots of ways to get more out of those hours. We’ll give you some tips to make the job easier.
Relationships are hard enough as it is without talking about finances. So we’re gonna lay it down about how to handle money in a relationship.
Matt and Andrew bicker like two five year olds fighting over a toy about what is the better choice, buying a car or leasing one.
If there are two things we love: saving money and having a few drinks. Let us teach you how to best combine these two loves into a great night out.
Which of your financial obligations should you meet first, loans, investing, credit cards? Learn where to best allocate your money.
Introducing the LMM’s Wealth Wheel. We also debate the age old question, what matters more, size or the motion of the ocean?
Is your bank nickel and diming you with their bullshit fees? Learn how to avoid them and dispute the ones you may have already been charged.
Are you still getting and paying bills by snail mail? Grab a whip and a chair and we’ll teach you how to tame them. Also learn about duck genitals!
We check in with Andrew’s Lending Club strategy to find out if he’s making any money and if it might be a good investment for the rest of us.
How do you define success? For many it’s making a certain amount of money, driving a certain car, living in a big house. But that is changing .
How detailed do you need to be with budget categories? Do you separate lunch from dinner or lump everything into a few areas? And which method is better?
There is no question Dave Ramsey has helped people take control of their money. We wanted to see for ourselves how useful his advice is so we review his book Total Money Makeover.
Dave Ramsey believes changing your behavior is key. Total Money Makeover plan can work for anyone if they follow it closely.
If you want to start a business what kind do you want it to be? There are two competing business philosophies: lifestyle business vs. growth-minded business.
When it comes to storing your cash, you have three choices, under the mattress, a credit union, or a bank. Don’t do the first one. That leaves us with credit union vs bank, which one is better for your money?
Matters of personal finance vary widely by country and for newcomers, they can be confusing. We want to help them navigate their new home so we wrote the ultimate guide to American personal finance for new immigrants.
Our listener Eric has made an appearance in the past to school us on bonds. Today he’s back to teach us about inflation.
Andrew has $12,000 of debt! And yes, I did mean Andrew and not Matt. Has he forsaken his Listen Money Matters principles? Find out the shocking details.
You ask and we answer! Today we answer five listener questions about refinancing a loan, cashing out a retirement account early, how often to pay student loans, HSAs, and getting a first mortgage.
Building wealth can be like losing weight. It’s not always easy, but it is simple. We’ll show you the keys to building wealth.
What is bankruptcy? It’s one of the most serious financial decisions you can make. To help you navigate bankruptcy, we have your complete guide.
We hear a lot about the national debt but many of us don’t really know what it is or how it works. Today we will have an apolitical discussion on how the national debt actually works.
There are a lot of personal finance terms that are thrown around that many of us don’t really understand so when we hear them, we just nod and smile. But LMM is all about education so we’re going to devote this episode to understanding financial bubbles.
We’re very excited to have found this guess and bring him to you. Today we’re joined by the founder of MissionU, Adam Braun, to discuss the debt free, one year college alternative.
What even is cryptocurrency? Some kind of dog coins and bits of coins or something. I don’t know so if you don’t either, we can find out together because this episode is the newbie’s guide to the cryptocurrency market.
Money is essential, but it shouldn’t consume your thoughts or your life. We should live with money, not for money. This is a podcast about […]
We’ve had more than a few self-made millionaires on Listen Money Matters. They did it and you can too. Let’s see what we can learn from self-made millionaires on how to make a million dollars.
You’ve likely heard of interventions for people with drug or alcohol problems. But what about for someone with a spending problem? Should you do it?
We talk a lot about side hustles on the show. Today we’ll discuss if you should start your own side business.
College costs have sky rocketed over the last several years. So unless you want to graduate with crippling debt, you’ll need a college job.
We all have dating red flags and if we spot one, bail before getting in too deep. Financial relationship red flags take longer to spot. Be vigilant.
When you make big money mistakes you have to make big changes. We have both for you today, big money mistakes + big changes.
We’re Listen Money Matters but we’ve never discussed money. Get ready to holla. Dolla dolla bills y’all: The history and evolution of cash.
Saving money can be hard and sometimes it feels like you’ll never get ahead. But saving money doesn’t have to be hard. We will show you how to save money fast and automate it to make the process easier and less painful.
Last week we spoke about the future of work when automation wipes out 47% of American jobs. That episode begs the question, will universal basic income be part of our future?
Your future self will you for establishing an emergency fund now. It’s important to set aside emergency savings can help you get in case your home needs an urgent repair or something more serious like unemployment. We will help you figure out how much you need and how to get an emergency fund started.
Remember when summer meant sleeping in and going to the pool? Those days are over. You need tuition money. If you’re looking for work, these are the best summer jobs for college students.
Financial mistakes, we’ve made a few. Hopefully not this many. These are 22 mistakes people make with their finances.
Minimalist living isn’t a new trend, it has been with us for centuries. So why is it making a comeback these days? Here is your guide to minimalist living without going overboard.
A few months ago we did a podcast on burnout and it resonated with many of you. Because it seems to be an epidemic, we wanted to delve a little further.
Do you seem to never have any money at the end of the month but can’t figure out why? Here are 17 reasons you’re broke and how to fix them.
Looking for a way to make cheap meals that hit the spot? Here is our ultimate guide to saving money on groceries and making good food on a tight budget.
There are lots of ways to save money on food. Here are a lot of ideas for budget meals and what to eat when you’re strapped for cash.
There are only so many hours in a day so you need to build a business that can grow while you’re sleeping, on vacation, or working on your next business. You have to do things that scale when starting a business that will take off.
Today we interview Benjamin Miller from Fundrise. Fundrise is a crowd sourcing site that allows anyone to invest in real estate.
Some people are smarter, some are better looking, and some have more money. How do you cope when you are the poor friend in your social circle?
When it comes to getting a raise, most of us could do better. Today we talk fearless salary negotiation tips with Josh Doody.
Are you broke? Can you pinpoint why? We’re going to give you twenty one reasons for your brokeness. Listen hard and shape up!
There is no doubt about it, being broke sucks. But that isn’t to say you can’t learn valuable lessons from being broke. These are the most important lessons I learned from being broke.
You probably know what an emergency fund is but do you know what a sinking fund is? A sinking fund is just as important as an emergency fund. We will tell you what it is, what it’s for, and how to build one. You don’t have to go down with the ship if you have a sinking fund.
Joel Larsgaard from Save Outside the Box shows us easy ways to save money without giving up the things you love.
We get a lot of questions about bankruptcy at LMM but it’s a complicated subject so we brought expert Steve Rhode to help explain the fine details.
Investing can be confusing, especially if you are a beginner. Bulls and bears, buy or hold, investing even has its own language! But is investing something anyone can DIY or do you need a financial advisor?
How resourceful are you? When we harness the science of resourcefulness, we can achieve great things in our personal, professional, and financial lives. Author Scott Sonenshein joins us to discuss his new book on resourcefulness.
When did tipping become such a minefield? Who do you tip, how much, how often? We are going to sort it all out for you. We are giving you just the tips and will tell you how much to tip pizza delivery and everyone else.
If you are tired of your time and your income being tied together, you might have considered a career as a freelance writer. But can anyone actually make money writing? You can, and I do. I finally quit my full-time gig and now work for myself. I’ll show you how to become a freelance writer and quit your full-time job.
Frugality is a big trend right now. But how frugal is too frugal? Should you clip coupons, wash and reuse your tin foil? Where do we draw the line?
Annuities are not exactly transparent and neither are the people selling them. They are almost always a terrible investment and when we explain what the f**k are Annuities, you will understand why and stay far away from them.
This financial life episodes give us a chance to delve into a listener’s personal finance life and to give them some advice to improve it. Today we have This Financial Life with Connor.
It’s interesting to hear someone else’s personal finance story and we are lucky enough to have listeners willing to share this financial life. Today we are joined by one such listener. Join us for this financial life with Robbie.
With the cost of college growing ever more expensive, more and more people are choosing to forego a degree and all of the debt that comes with it. I’ll explain why I didn’t go to college and if I have any regrets over my decision.
How many cars have you owned over the years? Is it more than seven? That’s how many Matt has owned. And he learned a thing or two. These are the lessons learned from owning seven cars. Some learned the hard way!
Much has changed for the average American family from a financial standpoint in the last few decades. Much of the advice we receive is outdated in today’s climate. Today we discuss The U.S. Financial Diaries with Jonathan Morduch.
You’re probably familiar with self-help guru Tony Robbins but did you know he wrote a book on personal finance? Well, he did. It’s the personal finance equivalent of War and Peace. Here is my Money Master the Game Review.
Did you play Monopoly with your family when you were a kid? If you did, you probably learned some valuable financial lessons, even if you tipped the board when you lost. Personal finance isn’t a game but there are lessons to be learned from the game of Monopoly.
Are financial fears keeping you awake at night? We all worry about money but there are steps we can take to make sure our worst financial fears don’t come true. These are six financial fears and how to overcome them.
When should you put your money into the market? When should you pull it out? Is there a best and worst time? Are you timing the market? If you are timing the market according to headlines, you’re doing it wrong. We’ll show you the correct way to time the market.
Running a small business has many tax benefits but it has many tax pitfalls too. To make sure none of us get on the wrong side of the IRS, we will discuss small business tax questions with Johnny Horta.
Look at your family, just sitting there costing you money. Slackers should be making you money, pulling their weight! We found a way to do it. We will show you how to turn your family into a profitable business with Natali Morris.
Lots of us dream about turning our passion into a money-making business and it can be done! In our on-going series about starting an online business, we discuss monetizing your passion and building your business.
Emotions have no place in investing. You rely on cold, hard data to make investing decisions. Today we’ll talk about ways to take the emotion out of buying stocks with the founder of Simply Wall Street.
Identity theft can wreck your life and your credit. Security expert Robert Siciliano joins us to discuss how to protect sensitive information.
We thought we would share all the things that teach us, help us, and make us more productive throughout the day. The best of the best curated for you.
Want to earn some extra cash? Have some credit card or student loan debt you would like to pay off? Maybe you want to finally take your dream vacation or have some extra money to crank up your investing. We’ll teach you how to make money on the side to put toward whatever your goals are.
J David Stein talks to us about how he acquired his wealth, how he currently invests, what he does for income in early retirement and his love for travel.
Forbes Magazine published a list of common money mistakes many of us make. Which ones are you making?
Good personal finance habits start young. Today you’ll learn how to make your kid a money master with Eva Baker.
Good money habits just like good health habits should be built slowly, so you stick with them for your whole life. If you change one thing at a time you don’t even notice doing that thing anymore. Then you can move on to the next. Here are money habits to adopt today.
We’re going back to basics. Today we will discuss essential money skills: saving and spending with Farnoosh Torabi.
What are Robo Advisors and should you use one? We think they’re pretty awesome and Larry Ludwig from Investor Junkie breaks it down for us.
Wish you could get more done in your day? Mike Vardy from Productivityist joins us to share tips on how to optimize your time and get shit done.
You’ve probably fallen victim to the sunk cost fallacy at some point. We explain what sunk costs are so you can avoid them.
On a list of biggest fears, public speaking is #2, death is #6. So we’d rather be dead than give the eulogy. Michael Port will help us overcome our fear.
Travis Sherry teaches us how to travel without spending a lot by going to cheaper destinations, scoring the best flight prices, and alternatives to hotels.
Want to level up your life? Steve Kamb from Nerd Fitness joins us to discuss turning your life into a game.
Wish you could travel more but think it’s too expensive? Nathaniel Boyle has devoted his life to travel and will teach us how to do it on the cheap.
Data breaches have been in the news recently and the headlines are scary. Today Farnoosh Torabi joins us to discuss protecting yourself from credit card fraud and identity theft.
When you learn something new, you can’t wait to share it. Money matters should be the same. Spread your knowledge to the less financially savvy among us.
Today we interview Joan Sotkin of Prosperity Place, who approaches money in a holistic way. Because listen, emotion matters when it comes to money.
Author Farnoosh Torabi joins us to discuss how to navigate a relationship in which the woman earns more than her male partner.
Think you can make money flipping houses? We talked to Justin Williams of House Flipping HQ about the art of making money remodeling houses.
Do you have a flair for words? Do you want to work in your pajamas? A freelance writing career can be very lucrative. I’ll show you how to get started.
Today we’re joined by Wes Chapman, founder of A Human Project. Wes shares his story and tells us how getting rid of the victim mentality can bring us greater success.
One of the most confusing aspects of starting a small business are the taxes involved. We get some expert help from Jamaal Solomon.
There is a lot of misinformation surrounding personal finance. We’ll debunk the top 10 personal finance myths.
Why not turn doing what you love into a way to make a bit of money on the side? We share ideas on how to make money with your hobbies.
Another reason to mind is your credit reports is the impact they can have on your job searches. In some cases you can be denied a job based on a poor score.
When you first get interested in managing your money the newness keeps you motivated. We’ll share ways to keep the motivation once the newness wears off.
Making and failing to fulfill the same old New Year’s resolutions? LMM will teach you new ways to make sure this time they actually stick.
Do you sometimes get into a slump, just a malaise that you can’t really pinpoint a reason for? It happens to us all. Together we’ll stay motivated!
We chat with Omar Zenhom, co-creator of $100MBA.net, about how he got started and was able to quit his job to start his business.
How can you find the extra money for the things you can’t live without? We’ll show you places to find a little something extra.
Do you have bad habits? Are they costing you money? We learn ways of breaking those bad habits and replace them with healthy ones with James Clear.
What the f**k are stock options? Options are one of those personal finance concepts that can be intimidating if you aren’t familiar with it but when distilled down, is pretty straightforward. Kal Zurn, from Sharper Trades will break down what options are, how they work, what they are used for and why you should care.
After a long, miserable winter, summer is finally here. The birds are chirping, the sun is shining – there is no better time of year for having fun. The best part is there are so many cheap things to do in the summer. Get the most out of your summer fun.
Whatever you’re paying for things like cable, internet, and your cell phone, it’s probably more than you have to pay. Now it’s easier than ever to have those bills lowered. Our Billshark review will show you how.
Yeah, backdoor Roth IRA sounds pretty badass – badass but complicated. Many of us have tossed around the idea of having a traditions IRA or a Roth but what if you can have the best of both worlds? There are not many times in life that allow us to have our cake and also to eat it, but this is one of those times.
Rental property is one of the best ways to make money. Avoiding taxes is another. Today we discuss understanding rental property depreciation, taxes and other fun stuff.
Interested in purchasing individual stocks? Listener Patrick Kenneally teaches us how to research stocks.
Your birthday is special, unlike every other holiday, it’s all about YOU! And because you’re so special, you should get lots of free stuff on your day. Here are lots of ways to celebrate yourself at no cost to you. Here’s the guide to all the birthday freebies you’ll ever want!
Many of us have debt. Claire Murdough from ReadyforZero.com, tells us how the free service will help you debt as quickly and efficiently as possible.
Our healthcare system is the worst in the developed world but you can’t opt out of it. Because it affects us all, we’ll discuss the importance of understanding the US healthcare system.
Our guest, the Mad Fientist delves deep into advanced IRA strategies. Find out why you should have one and which one will best fit your needs.
There are some rules, or commandments, that all investors should live by. We’ll discuss those ten commandments and explain the importance of each one.
Jen McDonough paid off $212,000 in four years. She works now as a motivational speaker and has authored three books. Meet The Iron Jen.
Everyone should have received or should soon receive your tax return. Today we discuss the best way to make that money work for you.
We all have them. Dinners out, the newest gadgets, clothes. Our financial weak spot, our Achilles’ heel. Find out what we can do to strengthen them.
Investing can be scary but it’s a great way to make money. We’ll explain why investing is nothing to fear. Get ready to open a Betterment account!
If you’re not an investor they can seem like a different species. But they’re human too, we’ll discuss what makes them different from the rest of us.
Ace Chapman joins us to explain how to buy a business. Something he’s been doing for sixteen years and it’s made him a millionaire.
Ever wonder how to people make money selling wholesale on Amazon? Andrew trawled Quora and found someone to teach us how to do it.
The job market is still pretty bad and wages are stagnant. It might be time to create your own opportunity. We’ll discuss ways to do just that.
The life success triangle has three parts, learning, value creation, and relationship building. We’ll see how they fit together to help you make money.
Unless you’re a neck bearded basement dweller, we all want to live in a clean home. Here are some ways to keep your house clean, cheap, and healthy.
Money is a big point of contention for a lot of couples. We think of two people who are both scraping by and lack of money is a point of stress.
I get the appeal of New Year’s resolutions. We all like a clean slate and a fresh start and nothing is fresher than a brand new year. We start out excited and have all of the things in place to help us achieve our new long term goals.
For those of us trying to wade into the ocean that is personal finance for the first time, the cacophony can be overwhelming and deafening. And most harmfully, paralyzing. Let’s block out the noise and find what you need to tackle your finances once and for all. Let’s block out the noise and find what you need to tackle your finances once and for all.
It’s been awhile since we did a this financial life episode. Today we have this financial life with Broc.
The finer points of personal investing including emergency funds, checking and savings accounts, and investing beyond Betterment.
John tells us how he paid off $600,000 in debt and how to network like a pro.
Many of us have been desperate for money. Some of us have considered an instant payday loan to solve. But these are the worst solution to the problem.
Do you have kids? What are you doing to teach your kids about money? Adam Carroll joins us to talk about teaching your kids the value of a dollar.
We mentioned margin and a previous episode and only touched on it. A lot of you wrote in with questions so we’re doing a whole show to explain what it is.
Welcome to Listen, Money Matters. We are a personal finance podcast for people who love beer and swearing as much as they love money!
Are you stuck with a mortgage that is under water? We’ll craft an escape plan so you can save money and move on.
We want you to be sensible with your purchases. But sometimes you just need a big one! (Don’t we all). When is a big purchase justifiable?
Caleb Wojcik, co-founder of Fizzle, joins us to discuss managing small business finances and recommends his favorite tools to make the job easier.
We interview Mark Deal who founded a company that connects overseas investors with Americans who want to start businesses and create new jobs.
Don’t manage your money like an old white dude. Manage your money like a gansta! Learn how via our rap video and new book, Mastering Mint.
We discuss pain-free ways to find extra money to invest. Whether it’s into a Betterment account, a Roth IRA, or a brokerage account.
What is high frequency trading? Is it something you need to worry about? Don’t let the unknown keep you out of the market.
Americans don’t get much vacation. Learn why it’s important to take what you do get. It will make you a better person and a better employee.
Learn lessons from millionaire Laurie Itkin in our “Better Know a Millionaire” show. Laurie explains how she became a millionaire before the age of 40.
No one should spend too much time thinking about or managing their finances. Learn some tricks to make it easier.
Tony Stubblebine, CEO of Lift.do discusses how his habit building app can help us build good habits be they financial or another realm of our lives.
Travel expert Andy Steves teaches us how to travel abroad affordably while having an authentic experience.
Hate your current job? Wish you could wake up not dreading the next ten hours? You can! We’ll tell you how to get the awesome job of your dreams.
We get lots of questions about student loans so we decided to bring on an expert to help. Heather Jarvis joins us to answer of your pressing questions.
Andrew and Matt calculate the absolute minimum they could each live on. We hope it will inspire you to cut some of the frills out of your spending.
Do you know how much your time is really worth? Today we discuss when to trade money for time and vice versa.
We’re talking Roth and traditional IRA’s today with Darin Hayes, author of Beer Money.
Travis Pizel tells us how he and his wife accumulated $109,000 of credit card debt and how they paid off the debt and strengthened their relationship.
We all fail and we’re all afraid to fail. Today we’ll discuss why failure is not always the end of the road and may even be the beginning of a new path.
Most of us have homes full of stuff we never use. We’ll show you how to reduce that debt and your clutter by selling your stuff.
Despite being promised a “paperless society” we’re still drowning in reams of paperwork. Find out what you need to keep and what you can toss.
Little tips can save you big at home. Get some money savings tips and find out if anything you’re doing now would cause Matt to punch you in the face.
Whether it’s a holiday, a birthday or an anniversary, we all have special days to celebrate. Find out how to do it up without spending too much.
If you haven’t noticed, everyone has been hysterical lately about Bitcoin. We talked to Professor Edward Castronova, about on investing in cryptocurrency.
Your resume can make all the difference in a tough job market. We’ll find out what you need to build the perfect resume so you land that job.
We hope LMM is your go-to place for all things personal finance but there are other resources available. We share some of our favorites.
We’re breaking down Listen Money Matter’s Twelve Financial Philosophies. Think and meditate on them and then live by them.
Social security is a decisive topic but we’ll give you the facts while leaving the politics aside so you can draw your own conclusions.
LMM delivers the big names! Betterment CEO Jon Stein gives us a behind the scenes look at how the company operates and makes your money work for you.
Ever wonder what goes on behind the scenes at Listen, Money Matters? Trust me. It’s as glamorous as you probably imagine it to be! No, it’s really not.
Living in a city doesn’t mean there aren’t tasty things to eat, you just have to know where to look. Steve Brill tells us what’s edible in the big city.
Student loans are expensive but they aren’t the only thing that costs money when you go to college. Learn how to save money while in school.
Do YOU need a life insurance policy? Liran Hirschkorn from Best Life Quote will give us the criteria to answer that question.
Perfect is not the enemy of good when it comes to trying to improve. Dwelling too much on minutia hurts the overall result.
We should strive to be the best we can in all areas of life. One of the key areas to be the best is at work, the work you do for a boss or for yourself.
David McKeegan talks with us about the benefits of becoming an ExPat and dodging American tax laws by traveling the world.
Despite the dire warnings, it is possible to graduate college free of debt. Shanice Miller will tell us how to do it.
It’s Labor Day and most of us are not working. We’ll tell you the reason you have the day off and the story of those who sacrificed so you could sleep in.
Got too much stuff? Want to do a big purge before the cold weather sets in, maybe make a few bucks? Take the LMMs’ Sell Everything Challenge!
Active trading is buying securities and holding them for a short time before selling. We put the practice on trial and make a case against it.
Financial issues are a leading cause of divorce. Before you take the plunge, find out what you need to know so you don’t become a statistic.
“Never a borrower nor a lender be.” We’ll discuss the pitfalls of loaning or borrowing from family and friends.
Most people are more willing to talk about sex, politics, and religion than about money. Why is personal finance such a taboo subject?
Best selling author, world traveler, entrepreneur, Chris Guillebeau joins us to discuss his latest book The Happiness of Pursuit.
Health insurance is so complicated. We deep dive into HSA plans so you can get the most out of your health care dollars.
Mary Lynn Schroeder is an entrepreneur with the #1 leather shop in Etsy. Learn how she turned her love of leather into a successful business.
Teaching personal finance is badly neglected in America. Zela Wela is changing that. Nancy Phillips joins us to discuss teaching kids about money.
Can you get a top notch education for free? Scott Young shows you how to DIY your own top shelf education. Also find out what autodidact means!
In our ongoing series, Better Know a Millionaire, we interview Nellie Akalp to discuss the legalities involved in incorporating your own business.
Afraid you’ll never get a foot on the property ladder? Why not build your own tiny house? Ethan Waldman did just that and tells us how we can too.
Negotiating is a vital skill. For a job, a raise, to get to watch the game instead of The Real Housewives. Dan Green will teach us what we need to know.
Do you love buying all the things? You might have a problem. We all love buying stuff but it can become a real problem. Let’s tackle it together.
It’s time for five questions. We answer questions about liquidity, building credit, paying yourself first, vacations and credit card rewards.
Couples fighting over money issues is one of the leading causes of divorce. Learn how to divorce proof your marriage with Derek and Carrie Olsen.
Why do so few succeed in the stock market and so many fail? We interview the man who literally wrote the book on the subject, author Steve Sears.
Millenials get a lot of bad press. But it’s the boomers who are to blame for the mess millenials find themselves in. Leave the millenials alone!
Rob Greenfield is an adventurer and environmentalist who’s mission is to teach people to be happier with less and to make yourself and the earth happier.
Champagne tastes hurting your wealth building? Unless you’re a Russian oligarch, the answer may be yes. We like nice things even if we can’t afford them.
Do you have financial friends? If you don’t, you should get some. Being around liked minded people will help to smooth your personal finance path.
Do you feel like you always have to one up your friends, colleagues, and neighbors when it comes to having nice things? Stop that, you’re digging a hole.
Do you have lots of loose change hanging around? Or ever find a tenner in a coat pocket? Find out how to turn small change into big money.
It’s Halloween and nothing is more frightening than money horror stories. Close the blinds, turn off the lights, light and candle and prepare to be scared.
You’re investing, great! Now we can take it a step further and learn how to optimize your taxes while investing. Larry Ludwig will explain the best tax efficient investing practices.
It happens to us all. We start a new diet then binge on pizza. We fell off the wagon. And it can happen to our finances too.
Shopping on Black Friday has become a uniquely American institution. Find out how and when to get the best deals without being trampled to death.
Being charitable is important but when you’re minding your money it isn’t as simple as writing a big check. But you don’t have to give money to contribute.
Ever feel that you’re just kind of stuck, complacent? Grant Peelle made a documentary about people who felt that way and did something about it.
Matt Rothstein of Get Final will discuss a new kind of credit card for the 21st Century designed to be a consumer ally rather than a consumer predator.
It’s no secret that even with the Affordable Care Act, it’s costly to be healthy in America. But the high cost of poor health care is even more costly.
You know we at LMM want to help you any way we can to reduce your student loan debt. David Klein joins us to discuss refinancing to save you money.
Buying a home is uncharted territory for many of us. Both Matt and Andrew have done it and will tell us what to expect during each step of the process.
Net neutrality has been in the news a lot recently. Maybe you’re not even sure what it is but it must be preserved.
Insurance can be confusing so we interview two experts, Todd Berkley and John Young to help us navigate Obamacare and HSA’s.
With a record $4 billion dollars spent in 2014 mid-term elections and the lowest turn out in over seventy years, it’s time to get the money out of politics.
Listen, Money Matters is back! We have a new host, former guest Thomas Frank of College Info Geek. We’re excited to kick of Season Two. We missed all!
Your morning routine can make or break your day. It can set you up for a good mood and good productivity or send you screaming back under the covers.
Thomas has been a past guest but we don’t know much about his financial life. Today we’ll see what he’s doing well and where he could improve.
LearnVest is Turbo Tax meets financial planner. The founder and CEO tells us what they do and why they are the fastest growing financial company in the US.
Charles Wheelan is a lecturer in economics at Dartmouth and has authored five books. He joins us to discuss statistics, politics,and the economy.
TTIP is the Transatlantic Trade and Investment Partnership. It is being negotiated in secret and if it passes, none of our shit will remain unfucked.
Today is Part 2 of our delve into Thomas’s financial life. There wasn’t much to critique in Part 1. Will Part 2 also make the rest of us feel like losers?
Income inequality is defined as “the extent to which income is unevenly distributed among a population.” What does that mean and how has it gotten so bad?
Ever failed hard? Not stumbled but lost everything level of failure. How can you begin to recover when you are at rock bottom?
Knowing and understanding your personality type can help in lots of areas of life. Everything from choosing a job to saving money. What type are you?
Living with roommates can be a minefield. Particularly when it comes to splitting shared expenses. Here are a few tips to navigate the situation.
We’re talking all things treasury today on Listen, Money Matters. Treasury bills, notes, and bonds. Which, if any should you invest in?
Being poor comes with special costs that higher earning people often don’t face. If you’re going to be poor in America, you better have money.
Deciding whether or not to have a baby is probably the biggest decision you will ever make. Today we’ll discuss how to prepare financially for baby.
You can spend a fortune on all kinds of specialized work out gear and an expensive gym membership. But you can get a good workout for almost nothing.
At LMM we bang the drum loudly in favor of investing over saving. But are there times when it’s better to just save? We’ll find out today.
What is a penny stock? Can they make you rich? Well, it worked for our guest Timothy Sykes who turned $12,000 into $4.2 million by trading them.
We are anti-fee at LMM whether they be bank fees, credit card fees, or investing fees. Uri Levine from FeeX joins us to discuss avoiding investing fees.
Thinking about lending money? We’ll wade into the mine field of money lending to family and friends.
Summertime and the livin is easy. Don’t get off track this summer by letting the relaxed vibe derail your financial goals.
Larry Ludwig from Investor Junkie is our guest today to explain what the Federal Reserve is, does, and why you need to know.
It’s important to get the most out of your day. But you can take the quest for productivity too far resulting in burn out. Find the productivity sweet spot.
With so much of our personal fiance information floating around the internet, how can you secure your accounts? We’ll give you a few ways to stay safe.
If you’re concerned with identity theft you need to be aware of all the different kinds. Learn the facts and find out how to protect yourself.
On this episode, we discuss our favorite money management and productivity tools, including: Mint, Betterment, Lift, Evernote, and more.
Building habits is important but big changes can be daunting. Our guest, Stephen Guise will tell us how mini habits can be just as good as big habits.
We haven’t done one of these in awhile! Better Know a Millionaire is back to see if the other 1% really live that differently to the rest of us.
Today we welcome Forum member Chloe to discuss her finances. We’ll tell her what she’s doing well and where she needs some improvement.
Fights over money are a leading cause of divorce. Andrew’s wife Laura joins us to talk about getting a reluctant spouse on board financially.
We receive a lot of questions on these topics so we brought in an expert. Today we discuss wills, trusts, and estate planning with Tyler.
Have you ever thought about starting a Kickstarter campaign? We interview Chez Brungraber about how she did it for her travel bag.
A no zero day is a small way to help you find discipline even when you don’t have any. It’s a simple concept that can go a long way to improving your life.
You may have a budget but what if you have a big life change? Move cities, have a baby, buy a home. Budgeting for a lifestyle change can make or break you.
There is a lot of competition for jobs and for job advancement. Could a vocal fry be holding your prospects back?
Today we interview Bobby Monks and Justin Jaffy about their book, Uninvested and understanding the pitfalls of Wall Street.
It’s the time of year to reflect on the past twelve months and set goals for the new year. What does figure skating have to do with it? Tune in to find out.
We’re continuing online business month with an interview on how to build a business with Corbett Barr.
A college degree is expensive. If you’re going to spend the money you want a good ROI. These are some of the highest paying college majors.
Break old money habits and change your mindset around money. Today we rewrite your money story with Belinda Rosenblum.
What the f**k are commodities? After dozens of episodes this is our first on the topic so for all of us who don’t know, today we are going to find out.
Small talk only gets you so far. If you want to improve your career, your relationships, and your life, you have to move past small talk to something deeper. Today we interview two experts on the art of meaningful conversation.
We’re answering listener’s questions about investing with Betterment, unpaid internships, 401K’s, passive income, and credit scores.
Many of the reasons people are fearful of investing are myths. Let us help you separate fact from fiction so you can feel confident investing.
Laurel Staples joins us to teach us how to forget the American dream and start living our own dreams on our own terms.
It’s the episode devoted to your questions. Today we talk about the stack vs snowball methods of debt reduction, college wisdom, and Comcast ETF.
It’s time for five listener questions. Today we talk about life insurance, budgeting, and buying a home.
We’re answering listener questions about gold, stock options, coupons, investing, and how to avoid student loan debt.
We answer your questions about emergency funds, whether should you prioritize debt or investing, and is being frugal the latest hipster trend? Find out!
Dan Green is an expert negotiator. He joined us on an early podcast. Whether you want to land that deal or get that raise, Dan will teach you how to do it.
Larry Ludwig is the Investor Junkie, with a shiny new website. He has been an entrepreneur since 1998. Larry advises that when you want to […]
Adam Carroll teaches people to build a bigger life, not a bigger lifestyle. If you are willing to do for two years won’t most people won’t do, you can do for the rest of your life what most people can’t do. What Adam means by this is that if you live small for two years, you can live free from things like debt and a job you hate for the rest of your life.
My boyfriend likes buying be expensive things but won’t give me cash to help me pay my bills. Is this fair? Buying gifts are paying bills are two completely different things. You’re an adult, pay your own bills!
Joan Sotkin of Prosperity Place teaches people how emotions affect our money decisions. Joan didn’t learn to manage her money until she went bankrupt. Trouble comes when you have a surplus and look at it as a green light to spend. Make the decision that you will manage your cash flow or you won’t have a business.
Should I open a Roth IRA in addition to my work Roth 401k? Continue contributing the match because we always take free money. But instead of a Roth, which is post-tax, open a Traditional IRA, which is pre-tax, so you have your money in two different types of investment vehicles.
Galen Herbst de Cortina is a contributing writer at LMM. His biggest regret is that he didn’t start working sooner. A lack of experience made it tougher to find a job after college.
It’s time for your questions. We’ll cover brokerage accounts, car payments, and credit card fraud. You know where to come for the answers.
As we approach our third anniversary at LMM, I wanted to share why Listen Money Matters, Matters. To me and hopefully to you too.
Ever had someone try to sell you Amway, or worse, try to recruit you to sell Amway? Today we discuss pyramid schemes and how to protect yourself from them.
Matt started LMM knowing very little about personal finance but almost 200 hundred episodes in, he’s learned a lot. We’ll see how he’s doing now.
Today we get to know millionaire Jordan Harbinger of Art of Charm where ordinary guys become extraordinary gentlemen.
On this episode, we talk to Adam Carroll who created the documentary about the current student loan debt crisis called Broke, Busted and Disgusted.
We answer your questions about mortgages, how to prioritize your finances, and college savings accounts.
Five listener questions answered, establishing credit, monetary gifts, Betterment security, IRA migration, and the pros and cons of renting out a room.
Student loan refinancing can save you money but it’s a confusing process. Today we get some guidance from Mike Cagney, co-founder of SoFi.com.
Are you an emotional spender? Letting good or bad emotions drive your spending can be disastrous. Take the emotion out of money.
We have a listener guest today! Zina Kumok joins us to share her financial life and find out what she is doing right and what she could be doing better.
Today we dissect listener Andrew’s finances. What is he doing right, what is he doing wrong, and what can he do better. This financial life.
Today we have a This Financial Life episode with listener Lindsay. We break down her finances to see what she’s doing right and where she can use some help.
Listen, Money Matters celebrates our milestone 100th episode by reminiscing over listener voted best episodes. Enjoy these classics!
We answer your questions about saving for a home, credit cards, multiple checking accounts, teacher’s pay, and college expenses.
Today we break down listener Sylvain’s financial life. What is he doing right, what is he doing wrong, and what could he be doing better?
We haven’t done a five questions for awhile. Today it’s back! Andrew and Thomas answer five questions submitted by our listeners.
It’s that time of year again, New Year’s Resolutions. Matt and Andrew discuss their resolutions, all the biggies, money, health, and fitness.
We interview Brenton Hayden to learn how he retired at 27, how he manages his money now, and what he does now that he’s not in an office everyday.
With tuition costs rising, there is a new debate over whether a degree is worth the expense. We’ll discuss the pros and cons in a roundtable discussion.
You ask and we answer! Today we’ll discuss joint finances, joint credit cards, stock options, credit card debt, and money allocation.
A listener joins us for a financial check up in our This Financial Life episode. Jeff Wilson finds out what he’s doing well and what he could do better.
On this episode we welcome blogger Kristin Wong to discuss the psychology of money. She grew up in a frugal home, but didn’t have any guidance in investing.
In honor of Veteran’s Day we join other podcasts in giving voice to Veterans. Matt’s friend Ryan Carlson joins us to share his story.
In honor of Memorial Day, we interview our listener Johnny who is a member of the Air Force, working in the finance office.
Listener Daniel Murrell to analyze his financial situation. He shares a great strategy for making college affordable.
Matt and Andrew interview their dads to find out what mistakes and victories they had with money and what lessons they have for their sons and us listeners.
Ever heard the lottery referred to as “the fool’s tax?” Learn why the lottery is for idiots and why the odds are always in the house’s favor in a casino.