Mastering MintMastering Mint is a comprehensive guide that will teach you everything you need to know about budgeting effectively.
The book also provides guidance on how much you should really pay in rent, setting realistic goals, and how to plan for retirement.
The 10 Day Debt Reduction PlanThere are tried and true strategies for destroying debt and we’ve outlined all the best ones for you.
Refinancing your credit card debt and plugging your spending leaks can go a long way.
Our Favorite Tools
BettermentThe perfect tool for a beginner or hands off style investor. Some people don't have time manage their investments. In fact, it usually doesn't make sense since 79% of all money managers don't beat the market!
RoofstockThey bring years of experience running REITs to your rental property purchases. Every property has a tenant, is certified and comes with a 30-day money back guarantee. They also screen and negotiate with property managers so you get a high-quality team for a good price.
Laura and I have already purchased two rentals through them and plan to buy more.
Personal CapitalThis is the Mint.com for investors. They will track your investments, analyze your investments and suggest ways to improve things like your 401k allocation. I use this as a tool to monitor my diversification and risk levels. This is for more advanced investors.
DigitDigit will automatically determine when is the best time for you to save and do it for you. Text it like a personal assistant and if it doesn't know how to respond a real person will. It's all the best saving aspects of Acorns without the fees.
Advanced Investing Tools
VanguardVanguard is owned by their funds so they are uniquely aligned with the interest of their investors. As a result, Vanguard funds usually have the lowest fee rate in their category. Mind you, signing up is more work and requires more decisions than Betterment.
FundriseDid you know that investors with 20% allocated to real estate outperform those who only invest in stocks and bonds? Diversify without the dramatics of actual tenants with minimums starting at $1,000.
Simply Wall StThis is our favorite research tool. Use it to research stocks like a boss.
They put an enormous amount of effort in making investing research easy, approachable and understandable. The interface is also beautiful. It's also free so there's a lot to love here.
MotifWant to customize a bit more than Betterment but still want solid diversification? Buy an idea with Motif. With Motif you can buy into bundles of stocks such as "Socially Responsible", "Alternative Energy" or "World of Sports".
Automate and Optimize Your Debt
SoFi Student Loan RefinancingIf your student loan interest rate is above 5% you need to try and refinance it. SoFi boasts student loan rates as low as 3.625% APR.
Best of all, SoFi will cut $200 off your balance if you use this link. We're good like that.
Lending ClubThe banks had a monopoly on personal loans until Lending Club came along. Now you can get a loan sourced from normal people and invest in the loans of normal people. If you're looking to refinance, there's no better place.
Create Your Business
LegalZoomIncorporate your family and create your personal LLC. Use it to save on taxes and grow your income. This company saves you monstrous amounts of time as well as fines by helping you do it right. Focus more on your business and less on the paperwork.
FreshBooksWe use FreshBooks to track our business income and expenses for tax purposes and invoice for things like podcast ads.
If it wasn't for the time it saves us, we'd have to hire someone to manage our business paperwork. It syncs with your bank account like Mint so it's easy and highly automated.