The Financial Toolbox

These are the tools we use to manage our money.

This list is updated regularly to make sure it represents the best of the best.

We've built relationships with some of our favorite companies on this list. As a result, using some of these links support what we do at no cost to you. We greatly appreciate your support!

Our Courses

Mastering Mint

This is our guide to budgeting simply and effectively. We walk you through exactly how to use Mint, what your budget should be, and how to monitor your spending automatically.

Rental Properties for Passive Investors

Our proven, data-driven approach to building a portfolio of income-producing rental properties that perform in the long-term.

The 10 Day Debt Plan

This free course outlines a proven framework that thousands of people have used to eliminate their debt, develop better money habits, and start building a secure financial future.

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Investing

Our Pick
Empower - Track your entire portfolio for free

Personal Capital is Now Empower - Track your entire portfolio for free.


All your accounts in one place

  • Plan for retirement
  • Monitor your investments
  • Uncover hidden fees


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M1 Finance

They're perfect for DIY investors who prefer a hands-off approach but can still pick individual stocks and funds. We specifically use them for the Golden Butterfly portion of our portfolio.

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Real Estate

Fundrise

Diversify into income-producing real estate without the dramatics of actual tenants. Fundrise eREITs are a diverse family of funds, each of which pursues a focused real estate investment strategy.


Disclosure: When you sign up with this link, we earn a commission. All opinions are our own. I am investing with Fundrise

Investable

Use our tool to find out if you're getting a good deal. Know beforehand what your costs look like and whether your investment will generate cash flow. Just enter an address and it does the math for you. Don't guess the value of your investment, calculate it.

Roofstock

A turnkey rental property marketplace. Every property has a tenant, is certified, and comes with a 30-day money-back guarantee. They also screen and negotiate with property managers so you get a high-quality team for a good price.

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Debt

National Debt Relief

Did you know that credit card companies will forgive some of your debt if you’re in trouble? Imagine reducing a $10,000 bill to $4,000 just by asking. National Debt Relief negotiates on your behalf.

Credible: Student Loan Refinance

Credible's online marketplace connects borrowers with lenders in minutes. Refinance federal, private, and ParentPlus loans. Compare student loan refinancing rates from up to 7 lenders without affecting your credit score for free! Rates range from 5.24% to 12.44% APR

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Budgeting

Swagbucks

Get cash back when you buy online from more than 1,500 retailers including Amazon, Target, and Starbucks. You earn points for each dollar you spend and also get special coupons and deals exclusive to their shoppers.

Cushion - Simplify Your Bills. Build Credit

Meet Cushion - the easiest way to organize, pay, and build credit with your existing bills and Buy Now Pay Later. All your recurring payments — one dashboard, complete control.

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Mint

An excellent free budgeting tool. I use it, and if you're getting started, you should too. If you don't track your spending, you'll never know where you're wasting money.

Get the App Our Course
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Business

WP Engine

We host ListenMoneyMatters.com with WP Engine. They are the best WordPress managed-hosting service that we've found. And we've tried a lot of em. Nothing beats the power and ease of use of their admin tools.

HostGator

When it comes to finding the highest quality host for the lowest price, HostGator wins hands down. Depending on the day, it's between $2.75 and $3.95/month for the tier you need.

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Lasso

We built this to monetize Listen Money Matters and now we're sharing it with you. If you want to make money online, you need this tool. It's the best plugin you'll ever use, if we do say so ourselves.

QuickBooks

As you start building your business, this will likely be the most valuable tool in your arsenal. Not only will it answer questions like "How much did I profit last month?" but it will help track where you spent your money.

Gusto

Businesses need to run payroll. Gusto is an affordable modern payroll platform that you can fully control online, and love it. They will even help you with a 401k, IRA or HSA. Gusto's also incredibly affordable.

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