Advanced Investing Tools
BettermentThe perfect tool for a beginner or hands off style investor. Some people don't have time manage their investments. In fact, it usually doesn't make sense since 79% of all money managers don't beat the market!
RoofstockThey bring years of experience running REITs to your rental property purchases. Every property has a tenant, is certified and comes with a 30-day money back guarantee. They also screen and negotiate with property managers so you get a high-quality team for a good price.
Laura and I have already purchased two rentals through them and plan to buy more.
BlooomBlooom is a service that takes the guess work out of managing your 401K, 403b or TSP. They will optimize your investments automatically, reduce your fees and provide open-ended fiduciary grade advice. Want to know if you should refinance your home mortgage? Ask them.
Use this link and get a free analysis. If you become a member, your first month is free.
Personal CapitalThis is the Mint.com for investors. They will track your investments, analyze your investments and suggest ways to improve things like your 401k allocation. I use this as a tool to monitor my diversification and risk levels. This is for more advanced investors.
FundriseDid you know that investors with 20% allocated to real estate outperform those who only invest in stocks and bonds? Diversify without the dramatics of actual tenants with minimums starting at $1,000.
VanguardVanguard is owned by their funds so they are uniquely aligned with the interest of their investors. As a result, Vanguard funds usually have the lowest fee rate in their category. Mind you, signing up is more work and requires more decisions than Betterment.
Automate and Optimize Your Debt
LendKey Student Loan RefinancingThey with credit unions and community banks to get you the best rate. If your student loan interest rate is above 5% you need to try and refinance it - you'll save a ton. LendKey boasts student loan rates as low as 2.67% APR.
Best of all, LendKey will cut $200 off your balance if you use this link. We're good like that.
DebitizeWith Debitize, your credit card acts like a debit card. Every day, purchases you’ve made are withdrawn from your checking account and set aside to pay off your credit card bill. It also keeps your balance low boosting your credit score.
Lending Club - RefinanceThe banks had a monopoly on personal loans until Lending Club came along. Now you can get a loan sourced from normal people.
Reduce the cost of your debt and refinance. Lending Club has competitive rates and borrower benefits.
Create Your Business
FizzleBuilding a business? You need to start here. Get educated on business in an ultra-high quality setting that's damn cheap. Oh, and you'll also get to meet a ton of awesome entrepreneurs who actually want to help.
Listen Money Matters only started to take off as a result of my time in Fizzle and I'm sure both Thomas and Matt would say the same.
Bluehost Website HostingThe cheapest hosting that you'll find with an unparalleled level of customer support. If you're looking to start an online business, this is the first thing you need. Remember, a business doesn't become profitable by spending all it's money.
FreshBooksWe use FreshBooks to track our business income and expenses for tax purposes and invoice for things like podcast ads.
If it wasn't for the time it saves us, we'd have to hire someone to manage our business paperwork. It syncs with your bank account like Mint so it's easy and highly automated.