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Make meaningful improvements to your finances every week.

Now's your chance.

Make meaningful improvements to your finances every week.


The 7 Debtly Sins


Are you guilty of one of the seven debtly sins?  Find out how sinful you are and prepare to repent your sins in the church of Listen, Money Matters.

There are seven deadly sins if you subscribe to ancient fairy tales.  You can commit those sins in the realm of personal finance too. Come forward and be bathed in the blood of personal finance, all you sinners out there.

Let’s start with lust, possibly the most fun of the sins!  Lust is when you long for something to perhaps an unnatural degree.  A new car when you have a perfectly good one.

I’ll disagree with Thomas on high thread count sheets.  They are totally worth it and there is no going back.  Buy those.

Gluttony is over consumption to the point of waste. Wasting food is probably the best example.  If you plan your meals, you’ll waste less.  Don’t buy a bag of carrots, roast two and let the rest rot.  Learn what else you can do to use the other carrots.

I need award winning croutons. Two bags.

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Greed is wanting more, more more.  You have ten million and you want eleven. If you have enough and your pursuit of more harms others, that’s greed.  Also, you’re a dick.

Sloth is being lazy.  It’s easy to get lazy with finances and also easy for that to allow things to get away from you.  If you build your systems, so many of your finances can be automated, allowing for a little sloth.

Wrath can mean making snap decisions in terms of personal finance.  When we’re angry, we don’t always make the best choices.

Envy can make you buy a flat screen because your friend has one.  Keeping up with the Joneses is a big problem for some people. You don’t know how deep in hock someone might be for all the accouterments of their flashy life style.

Pride can make you think you’re a special snow flake who deserves only the best.  But a Honda Civic gets you from Point A to Point B just as well as a BMW.

So which are you, a personal fiance saint or sinner?

Show Notes

Keegan Ales Mother’s Milk:  A dark, creamy, milk stout.

Buffalo Sweat Sweat Oatmeal Stout:  A sweet, smooth stout.

Mint:  The easy way to track spending.

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  • Great podcast guys! In the past my biggest debtly sin is definitely sloth! I have been full of great ideas on how I can save, make and manage my money better but on many occasions I’ve been too damn lazy to put ideas into action.

    Things did change though and as soon as I stopped being lazy and became proactive I saw instant results in every aspect of my financial situation!

    • Thanks Ricky! I hear you on the sloth part – ideas are the easy part but actually doing them is where most people get caught up.

  • Andrew M

    I remember an article LMM posted on social media that’s relevant to “sloth”.
    The greatest risk you can make is not taking any risk at all.

    • Boom! It’s such an awesome quotable but I still feel like it’s lost on quite a lot of people. As soon as you factor in inflation it becomes abundantly clear that keeping money in your savings account is actually losing you money.

  • debtfreeoneday

    I’ve definitely sinned in the Envy department in the past. It wasn’t really a conscious sin, I didn’t realise what was happening until afterwards! I feel that I’ve paid for my debtly sins now though. :)

  • Jason Honingford

    Poorly written. Are there 2 spaces after a period?