Feeling lost trying to manage your money is terrible. For many, budgeting carries a steep learning curve that turns would-be budgeters off. You think you’ll never save enough, it’ll require too much of your time, and you never seem to know what to track or categorize.
There are few things in life as beautiful as residual income. Over the past few years, there has been epic growth in people seeking opportunities to put more money in their pockets and finding innovative ways to earn residual income. We’ll help you figure out exactly where to start.
The first purchase with a Discover card was in 1985 at a Sears store in Atlanta. It officially launched in 1986 as a payment services company and has become one of the largest card issuers and banking providers with 15,000 employees and $57 billion in consumer deposits.
The number of U.S. digital banking users topped 160 million last year. With so many frustrating banking experiences, it’s no wonder people are moving away from traditional banks. Customers want total transparency without being nickel and dimed or slapped with another hidden fee.
The 2008 financial crisis weakened the trust people had for big banks. Consumers felt overwhelmed, underappreciated, and confused. Online banking filled the gap offering high-yield account options and friendlier customer service as a low-cost alternative.
Unsure about which bank to stash your cash? We take a look underneath the hood to learn all about the inner-workings of Aspiration Bank.
Business banking is crucial when you need to separate it from personal income. Without proper assistance, your finances get complicated. Small businesses, freelancers, and entrepreneurs should be mindful.
I used to worry about losing money in the stock market. I didn’t believe I was smart enough to manage it myself. Turns out, you don’t need to be a stock analyst to invest. You only need to understand a few simple principles and you’ll do better than most.
Finding the perfect portfolio is debatable. Everybody has an opinion. There is no single portfolio that rules all. There is only the one that lets you accomplish your financial goals with minimal anxiety.
If you’ve ever heard of using your whole life insurance policy like a savings account to borrow against, then you’ve heard of the Infinite Banking Concept.
One missed credit card payment will lower your credit score by 100 points. It happened to me. If you’re wondering whether Chase offers credit monitoring, the answer is yes. This post outlines how Chase’s free credit monitoring service, Credit Journey, helps you keep an eye on yours. Simply put, if you’re looking for a free tool that might help you avoid a 100-point loss, you’ll appreciate this post. Let’s dive in.
Vanguard vs Fidelity conjures up an epic image of two warriors battling it out in the Roman Colosseum. Who will prevail in the coveted wealth […]
I’m sure you’ll agree with me when I say building your personal website is tough. It’s your digital business card. Everyone on the internet is […]
Wondering what the heck is PayPal’s digital credit line? Join us for an in-depth review about PayPal Credit to see if it makes sense for you.
I’m sure you’d agree that online stock trading gets complicated – especially if you’re a beginner. In this Webull review, we take a look under the hood and find out if opening a trading account is worth your time. We’ll examine its features, investment products, commissions, fees, and more.
Budgeting sucks. No one really wants to do it. It’s hard to stick with, it’s a chore to review it every month and it makes you feel like crap when you spend way too much on lattes. But, you’re an adult so you need to do it. There are a few types of budgets, which one is right for you?
Balance is important in all aspects of life, including your financial portfolio. Find out what well balanced means when it comes to your portfolio.
Itching to start investing but don’t want it to devour your time? Learn the ways of the mighty lazy portfolio. Get educated here.
When I started investing, I didn’t have a clue. I’d never heard of words like tax-loss harvesting, rebalancing, or mutual funds. I thought it was […]
Assets under management topped $1 trillion in the global robo-advisory market. Thanks to fintech, lower costs, total automation, and tax-optimized investment strategies are becoming the norm. Simply put, if you’re considering which robo-advisor is best for you, read this post.
Before creating robo-advisors, your investment options were either to hire a financial advisor for a “small” fee or to research and pick the funds yourself. Now there’s another way. Robo-advisors have become increasingly popular. But why should you consider using one?
Investing gets easier with each passing generation. Mobile apps, index funds, and reduced minimums have lowered the barrier to entry. Despite these facts, only an […]
I’m sure you’d agree that Ally has grown into a major player in the financial services industry. They’re praised for their low-cost products and commission-free trading. But is Ally Invest worthwhile compared to other online brokers? This Ally Invest review examines who they are, what they’re selling, and whether you should open an account.
Typically, hedge funds attract high net-worth, sophisticated investors and can carry minimum investment requirements exceeding one million dollars. That’s a high barrier to entry for […]
Online broker-dealer Robinhood offers investors commission-free trades while boasting ten million account holders. This post peeks under the hood and examines its investment options, features, and more. If you’re considering which trading platform best suits your needs, this post is for you.
We love robo-advisors, and lots of other investors do too. But admittedly, robo-advisors are missing that personal touch some investors prefer. We found the best of both worlds in Wealthsimple. This is our Wealthsimple review along with a chat with CEO Michael Katchen.
Acorns is an app that rounds up on your purchases and invests the change for you. Today we discuss the new app with the founder and innovation officer.
With so many investment products available, the decision can feel overwhelming. Whose fees are lower? What are your options? What’s the minimum deposit requirement? What’s micro-investing?! In this Acorns vs Stash article, we’re going to look at which company is the better choice for you.
Over two million people use Personal Capital’s free tools. See all of your financials in one place while you track investments, monitor your budget, and plan for retirement. This review details all of the pros and cons of its features along with a closer look at its wealth management service. In short, if you’d like to discover whether they’re the one-stop-shop for all of your money needs, read this post.
Real estate has always provided investors with an added layer of diversification. It’s typically uncorrelated with the stock market, generates steady income, while potentially producing higher returns. Go in-depth with us as we uncover the details of investing in commercial real estate with Crowdstreet.
If you’re a small business owner, finding the right accounting software is worth its weight in gold. You need something offering a user-friendly experience while satisfying your essential needs. Perhaps you require time-tracking or invoicing and accepting payments. Whatever the case, if you’re looking to potentially save money while enhancing your business operations, read this QuickBooks Online review.
While 82% of small business owners fail to manage their cash flow, FreshBooks boasts its software will help you do it better while saving you 192 hours every year. This review details its invoicing, time tracking, and accounting features that have been helping self-employed professionals since 2003. In short, if you’re looking for a solution to potentially help you accomplish more in less time, read this post.
Alternative assets under management exceeded $10 trillion worldwide. And the bulk of institutional investors reserve a piece of their portfolio for this asset class. Most of us don’t have access to the same investment opportunities they do. However, crowdfunding platforms make it easier. YieldStreet seeks to bring once-exclusive deals to the masses.
Commercial real estate is a $16 trillion market. While it can be challenging to tap into, crowdfunding makes it easier. This Equity Multiple review details its crowdfunding platform, property types, fees, and more. In short, if you’re looking for greater portfolio diversification (while *potentially* earning more for your money), this post is for you.
When you’re investing, debt is often the less risky asset class. The same way stocks are seen as volatile, bonds (debt) are viewed as a safer alternative. That rule also applies to real estate. In this PeerStreet review, we’re going to break down their service offerings and see whether investing with them is the right play for you.
What if I told you could get started investing in commercial real estate for as little as $1,000? That you’d gain access to a professionally managed portfolio of private real estate assets with some of the lowest fees in the industry – and it’s available to both accredited and non-accredited investors alike. Find out the details here.
Looking for a premier travel rewards credit card? Our Chase Sapphire Reserve review gets into the hairy weeds. Discover what it has to offer you here.
Your paycheck is deposited, groceries purchased, bills paid and then you’re broke until next week. Sound familiar? You can stop living paycheck to paycheck.
Get rewarded for your spending the easy way – with a travel rewards card. Finding the right one doesn’t have to be complicated. If you’re considering a Sapphire card by Chase, you’ll want to read this.
Today we’re getting into the gritty details of what a SEP-IRA account is and whether it’s the right play for you. However, this retirement account isn’t for everyone. Know what the SEP-IRA rules are before opening yours.
We’ll discuss a boring subject, how stocks, bonds, and funds work but make it less boring by using Arrested Development to illustrate our points!
We’ll show you what the Roth IRA rules are and how you can optimize them towards your retirement savings. You ready to tap into your inner financial badass?
There are nearly 44 million renter-occupied homes in the U.S. If you’ve ever thought about owning a piece of that real estate market, turnkey rental properties might make sense. Simply put, if you want to learn how to passively invest in property without the hassles of becoming a landlord, this post is for you. Let’s dive in.
If you’re looking to cash in on an excellent rewards program, this one is worth a look. In this Chase Sapphire Preferred review, we’re going to take a look at who this card is for, their reward offerings, and whether it makes sense for you.
Want to find out who’s the best online lender? Earnest offers both private student loans and student loan refinancing. Read our detailed review here.
Difficulty wrapping your head around what home equity loans are? Unravel the age-old mysteries and determine which one is right for you. Click here for a good time.
Freelance taxes make you queasy? Discover tax-savings tips and become a financial jedi like Obi Wan. Get your antidote here.
Unsure about the difference between your credit card statement balance vs. current balance? Learn which one to pay off and avoid a hefty finance charge. Click here to live long and prosper.
Financial success doesn’t happen overnight. Rather, it’s acheived through a series of steps. These are the stepping stones to finacial success.
We talk a lot about the importance of diversification, asset allocation, and portfolio construction at Listen Money Matters. Throughout it all, you may have heard the term “minimum variance portfolio” tossed around. What the heck is that? This post will explain.
The importance of budgeting can’t be overstated. Today we talk to the king of budgeting tools, Jesse Mecham of You Need a Budget.
Need help tracking your business expenses and tax details? Learn all about QuickBooks Self-Employed tax software. Click here to get your shit together.
If you are struggling with student loan debt, you may have considered refinancing. Today we bring you our LendKey review. LendKey will refinance your loans to lower your interest and save you money.
Baffled by what the best IRA accounts for your retirement plan are? Discover how to pick the best one by asking yourself these essential questions.
You don’t have to be a millionaire to invest. Investing is how you become a millionaire. We look at small investments on a small income.
Questioning what animals have to do with the stock market? Learn the difference between bull vs. bear markets. Click here for enlightenment.