Learn how to invest your money.
Put your money to work while you sleep.
Put your money to work while you sleep.
You need to invest your money, you can't afford not to. Investing is the easiest and most effective way to grow the money you've already saved.
Over a 30 year period the market average will outperform a savings account by over 19,000%. Yes, that's nineteen-thousand percent. Chew on that for a moment.
Most people won't invest because they're afraid they'll lose their investment. We've all lived through dramatic market crashes. As a result, there is nothing we get asked more than "Is now the best time to invest or should I wait?". Just like everyone else, we can't predict the future.
The good news is, you don't need to be able to see the future to invest well. Actually, all you need to be is average at investing because in this case, average is actually pretty good. Like early retirement good. In fact, over 79% of professional money managers do not beat the market average. That of course begs the question, why even try to beat the average?
There are no tricks here, we're just looking to ride the market average of 7% a year. Fun fact, a 7% average yearly gain will double your investment money in 10 years. Slow, steady, consistent wealth building - that's what we're all about.
Step away from the cliff, put down your anxiety medication and take a breath, being average is easy. We're going to show you how to invest money.
There's a saying in finance: Bulls make money, Bears make money, Pigs get slaughtered. Bulls are people who think the market will go up, Bears think the market will go down. Pigs, they're greedy ill informed gamblers trying their damnedest to get rich quick. Pro Tip: You can only get poor quick. We're highly skeptical of easy money.
The Stock Market can be a casino if that's what you're into - we're not. Throwing your money at the market and hoping for a big win is not the best way to invest. We believe that if you're investing your hard-earned cash, it's important to understand what you're investing money in and why. Why do savings accounts actually lose money over the long term? How much money should go into Stocks and how much into Bonds? What does a bad investment look like? These are all key questions that we'll answer for you.
In addition to understanding the fundamentals of what you're doing and why, you need to do your research. The market is filled with tons of highly sophisticated investors with more knowledge and man-power (and woman-power) than you. That's why it is important to only invest in what you understand and stick to areas where the balance is tipped in your favor. We've taken it upon ourselves to make sure you understand what your investment options are and where you can actually win.
When it comes to investing, education is always the answer.
You've done your research and diligently saved - now you're eager to get started investing. As you suspected there are many ways to do things but not all of them are efficient with your time or resources. Before you invest a dollar it's important to come up with a plan. Then, when you find yourself with cash to invest you just need to pull the trigger. Measure twice, cut once.
We're all different so there are no "one size fits all" investment strategies. A 20 year old will invest differently than someone who is 30 just like those with less time or interest will invest differently than those who want to be more hands on. A big part of your strategy will be self reflection and honesty. There are no wrong decisions but a well thought out strategy will advance your goals quicker and reduce your stress.
Technology is necessary for success and when it comes to investing, there are plenty of tools to choose from. Whether you're a DIY Investor or a Hands-Off investor, the use of the right tools will make a serious difference on how quickly you can grow your wealth.
We use everything we discuss and go to great lengths to breakdown every tool and explain why it's important (or not). Dive deep on the below tools to automate your investing, allocate your investments properly, and eliminate obscure fees that are dragging on your investment growth.
Note: If you have any investment or retirement accounts not with a Robo-Advisor than you need Personal Capital. The tool adds a free layer of intelligence that is invaluable.
To say we're obsessed with managing money would be an understatement. We've created hundreds of articles and podcast episodes to share what we've learned. They range from the basics of how to invest money and core concepts of investing to the sticky details like the backdoor IRA strategy.
We encourage you to subscribe to our podcast and listen to our episodes in order. If you're looking to dive deep on investing than these playlists are exactly what you're looking for:
Never invested a penny? Not even sure where to start. This course is for you. This everything you need to know before you start investing your hard earned cash.
If you are ready to invest then the best thing you can do for yourself is to develop an investors mindset first. Get your head in the game and financial freedom is on the way.
The Stock Market can be a casino if that's what you're into - we're not. We're more interested in teaching you how to recognize the long-term value and create investment strategies that put your money to work for you.