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Learn How to Invest Your Money

Put your money to work while you sleep.

How to Invest Your Money

You can invest successfully.

You need to invest your money, you can't afford not to. Investing is the easiest and most effective way to grow the money you've already saved. Sure savings accounts grow but over a 30 year period, the market average will outperform a savings account by over 19,000%. Yes, that's nineteen-thousand percent. Chew on that for a moment.

Most people wont invest because they're afraid. We've all lived through dramatic market crashes. As a result, there is nothing we get asked more than "Is now the best time to invest or should I wait?". Well guess what, we can't see the future either.

The good news is, you don't need to be able to see the future to invest well. Actually, all you need to be is an average investor because average is actually pretty good. Like early retirement good.

There are no tricks here, we're just looking to ride the market average of 7% a year. Fun fact, a 7% average yearly gain will double your money in 10 years. Slow, steady, consistent wealth building - that's what we're all about.

Step away from the cliff and put down your anxiety medication. It's not hard to be average - we'll show you how.

Some great places to start:

Get on the Insider's List.

You're busy and fixing your finances is a priority. We're on the same page. Join our Insider's List and find out when we update this page, create new things and get special Insider-only bonuses.

Stocks and Bonds and Funds, oh my!

There's a common saying in finance: Bulls make money, Bears make money, Pigs get slaughtered. Bulls are people who invest in growth, Bears in declines. Pigs, they're greedy ill informed gamblers trying their damnedest to get rich quick. Pro Tip: You can only get poor quick.

The Stock Market can be a casino if that's what you're into - we're not. We believe that if you're going to invest your hard earned cash, it's important to understand what you're investing in and why. Why do savings accounts lose money over the long term? How much money should go into Stocks and how much into Bonds? Lost money on an investment, should you sell now or when you break even? These are all questions that we'll answer for you.

In addition to understanding the fundamentals of what you're doing and why, you need to do your research. The market is filled with tons of highly sophisticated investors with more knowledge and man-power (and woman-power) than you. It's important to only invest in what you understand and stick to areas where the balance is tipped in your favor. We'll break down where you can win and when you're done you'll understand why.

When it comes to investing, education is always the answer.

Start Learning:

Build and execute your strategy.

You've done your research and diligently saved - now you're eager to get started investing. As you suspected there are many ways to do things but not all of them are efficient with your time or resources. Before you invest a dollar it's important to come up with a plan. Then, when you find yourself with cash to invest you just need to pull the trigger. Measure twice, cut once.

We're all different so there are no "one size fits all" investment strategies. A 20 year old will invest differently than someone who is 30 just like those with less time or interest will invest differently than those who want to be more hands on. A big part of your strategy will be self reflection and honesty. There are no wrong decisions in what we outline but a well thought out strategy will definitely advanced your goals quicker and reduce your stress.

Now, if you resonate with Listen Money Matters and our approach it's likely that you'll also resonate with other people who feel the same way. That's why we created our Community. It's a place to run your strategies and ideas past like-minded people. Nothing beats a meaningful discussion with people who care.

Create Your Strategy:

Use highly sophisticated investing tools.

Technology is necessary for success and when it comes to investing, there are plenty of tools to choose from. Whether you're a DIY Investor or a Hands-Off investor, the use of the right tools will make a serious difference on how quickly you can grow your wealth.

We use everything discussed and go to great lengths to breakdown every tool and explain why it's important. Dive deep on the below tools to automate your investing, allocate your investments appropriately and eliminate obscure fees that are dragging on your investment growth.

If you have any investment or retirement accounts not with a Robo-Advisor than you need Personal Capital. The tool adds a free layer of intelligence that is invaluable.

Invest Intelligently:

Get nerdy and become a Pro.

To say we're obsessed with managing money would be an under statement. We've created hundreds of articles and episodes to share what we've learned. They range from the core concepts of investing to the sticky details like the backdoor IRA strategy.

While we encourage you to subscribe to our podcast and listen to our episodes in order, if you're looking to cover your bases on a specific topic than we created these classes for you.