Before it destroys you.
Debt is the act of borrowing from your future self and the penalty is interest. While it can be valuable and even profitable if used correctly - few people do. Credit card debt compounds many times faster than the best investments will. Left unchecked it can quickly outpace your ability to earn and pay it off.
If you're in debt, it's never too late to escape no matter how deep the hole is. However, the minimum payment is not going to cut it. Attempting to escape debt with minimum payments is like trying to toast bread with a flashlight.
We want to help and we've got math on our side. Through shrewd decisions, consolidation and automation you can reduce your payments and get back on track towards building meaningful wealth.
There's a lot of information out there on debt reduction and we're here to help you cut through the bullshit. You need to understand the different methods of debt reduction as well as what strategies will work best for your situation.
Once you understand the approach you need to create a plan. Fortunately, there are amazing free tools out there that do the heavy lifting for you. For example, ReadyForZero will link up with your debt, sort it by importance and create the most efficient plan for you.
Stop procrastinating, it's time to crush your debt once and for all.
Simple things like refinancing your credit card debt can go a long way.
It’s time you to start controlling your debt instead of the other way around.
Life is a whole lot easier if you have a strong credit score. With a good credit score you can buy more house, get a cheaper car and pay less for insurance. Your credit score doesn't need to be a mystery and past mistakes can be fixed.
To say we're obsessed with managing money would be an under statement. We've created hundreds of articles and episodes to share what we've learned. They range from the core concepts of debt reduction to the sticky details like fixing your credit score.
While we encourage you to subscribe to our podcast and listen to our episodes in order, if you're looking to cover your bases on a specific topic than we created these classes for you.