Credit vs. Debit: Maximize Your Financial Benefits

credit-vs-debit-cash

Every time we make a purchase, we have to decide between using a credit card, a debit card, or cash. They all have their pros and cons. Will there be a clear winner? Credit vs. debit vs. cash: the ultimate showdown.

The Wisdom and Pitfalls of Zero APR Credit Cards

0%-apr-credit-card

If you have credit card debt or are planning to make a large purchase soon, a 0 APR credit card can be a great tool to save money on interest charges.

Chase Credit Journey: A Free Credit Monitoring Service [REVIEW]

businessman figure standing on globe

One missed credit card payment will lower your credit score by 100 points. It happened to me. If you’re wondering whether Chase offers credit monitoring, the answer is yes. This post outlines how Chase’s free credit monitoring service, Credit Journey, helps you keep an eye on yours. Simply put, if you’re looking for a free tool that might help you avoid a 100-point loss, you’ll appreciate this post. Let’s dive in.

Protecting Yourself From Credit Card Fraud and Identity Theft

Credit Card Fraud

Data breaches have been in the news recently and the headlines are scary. Today Farnoosh Torabi joins us to discuss protecting yourself from credit card fraud and identity theft.

The Highest Credit Score: What It Is and Easy Ways to Increase It Today

highest credit score

A credit score is a 3-digit number that ranges from 300-850. It’s used by financial companies to decide how likely you will pay back money they lent you.

How To Choose a Credit Card That Works For You

Notebook

Are you looking for a credit card? We’ve done a ton of research on all kinds. Let us show you how to find the perfect credit card here.

How To Use a Credit Card Like A Responsible Adult

how to use a credit card

Used properly, a credit card can have all sorts of benefits. Used improperly, it can drag you into bankruptcy.  We’ll teach you how to use a credit card.

How to Fix Bad Credit and Get Back on Track

how to fix bad credit

The most expensive things in life are taxes and interest. If you don’t have a good credit score, life is expensive. Let us show you how to fix bad credit.

A Good Credit Score Saves You Money and Here’s How [UPDATED]

good-credit-score

Debt affects your credit score and makes life more expensive. We’ll show you the cost of debt and reasons you need a kick ass credit score.

Here Are The Best First Credit Cards To Start Building Credit

best-first-credit-cards

If you’re shopping for your first credit card and feeling overwhelmed by all this, don’t worry, we gotchu. These are the best first credit cards.

Credit Cards For People With No Credit

Setting up stacks of coins with tiny Monopoly game house pieces sitting on top.

A credit card can be a great tool. But when you don’t have a credit history, it’s hard to get one. These are the 6 best credit cards for people with no credit.

How to Build Credit: 5 Easy Ways That Are Working Great This Year

Handing over a debit card

If you don’t understand how to build credit, you’re leaving money on the table. I’m going to show you tactics that will improve your standing with lenders. Simply put, if you want lower interest rates and higher credit limits, you’ll love this post. Let’s get started.

What Is Credit and Why It’s Essential to Your Financial Health [UPDATED]

brick building issuing loans

Credit influences every aspect of your financial life; From renting an apartment to an employer determining whether to hire you. This detailed post outlines what it is why you need it. If you want to learn how to use credit to your advantage, you’ll love this post. Let’s get started.

Statement Balance vs Current Balance: The Difference Costs You Money

statement balance vs. current balance

Unsure about the difference between your credit card statement balance vs. current balance? Learn which one to pay off and avoid a hefty finance charge. Click here to live long and prosper.

Getting Out of the Red: How to Improve Your Credit Score Fast

how to improve your credit score

Having a good credit score makes life easier and cheaper. Even if you’ve tanked your credit, we’ll give you some ways to bring the number back up. You don’t have to wait seven years to start improving your credit score. There are a few tricks to get that number out of the red.

Improve Your Credit Score in 3 Steps

highest credit score

If you want to improve your credit score, all you have to do is follow these three easy steps, let time do its thing, and you’ll succeed.

learn courses podcast popular toolbox