- Make money with online surveys
- Get free gift cards with Swagbucks (including Amazon)
- Cashback for Your Purchases
- Trim your unused subscriptions, automatically.
- Get paid for random online jobs
- Lose Weight. Get Paid
- See if stores owe you money
- Pay way less for your cell plan with Ting
- Side Hustle: Turn Your Skillsets into Services
- Tutor for people online
- Create an online store for e-commerce and drop shipping
- Walk Dogs
- Negotiate your debt away and reduce your monthly payments.
- High-Interest Checking & Savings Accounts
- Wealthfront- Your financial co-pilot
- Betterment – Automatic, efficient online investing
- Bank signup offers.
- Fundrise – Online real estate investing
- Roofstock – Buy rental properties online
- Create a profitable blog like this one
- Earn money driving with Uber or Lyft
- Rent your apartment out online
Quick! Can you come up with $100? I know most of you have $100 and a lot more. Some of you have that in your couch cushions, but for those who don’t, we have a ton of awesome ways to make money fast (many of which are online).
Any opportunity that promises you’ll make money fast overnight, run the other direction. The only time we’ve ever come across cash that quick is finding a $5 dollar on the street. We aren’t offering get rich quick scams.
However, if you’re looking for legitimate ways to make some extra money, we got you covered.
We’ve got some money making ideas for everyone.
Easy, free money
These are a few ways to earn extra cash with very little effort.
Want to get paid for your opinion? Use a survey site like Survey Junkie. You can share your opinion to help brands deliver better products and services. After you create your profile, they will start matching you to online surveys you can take anywhere, anytime, and on any device.
Completed surveys earn virtual points that can be redeemed for PayPal or gift cards. Survey Junkie is great for anyone who is interested in earning quick cash from their couch.
If you have some spare time during your lunch break or commercials it’s a great way to make money fast. Sign up for Survey Junkie and make some fast money online. Most of the online surveys are pretty easy and you are not required to sign-up for other services, so no annoying spam mail.
For starters, it’s completely free, and you earn 25 free points when you create your account.
What’s better than getting paid to do things you’re already doing? Getting paid to drink I supposed but getting paid to do things like watch videos, shop, and do searches online is pretty nice too.
When you join Swagbucks you can get cashback when you buy online from more than 1,500 retailers including places you probably already shop like Amazon, Target, and Starbucks.
You earn points for each dollar you spend and also get special coupons and deals exclusive to their shoppers. You can also earn points when you use the Swagbucks Yahoo search engine, and when you watch special videos Swagbucks has put together. You can redeem your points for gift cards or get cash back through PayPal.
Do you buy stuff? I’m guessing you do. If so, why not get paid for it?! Ebates has helped its customers earn over $1 billion in cash back at their favorite stores. They offer coupons and rebates to you when shopping at one of their partner retailers (2,500+)
Ibotta is an app that lets you earn cashback on purchases you make at select stores. They’ve paid back over $500 million to smart shoppers like you. How much can you save?
We waste a lot of money on things like subscription services we no longer use. When is the last time you went to the gym? But life gets in the way, and we can’t keep track of everything.
You might not even realize that you are paying for these things. It would be nice to have an assistant who looked through your bank statements and credit card receipts and found this kind of stuff. But you need $100, so you are too broke to have an assistant.
That’s what Trim can do for you.
It combs through your transaction history and looks for subscriptions to things like magazines, gym memberships, or food delivery services. They cancel anything you no longer want to pay for.
TaskRabbit lets you bid on jobs for things like picking up dry cleaning, food shopping, and babysitting. Lots of little, everyday tasks that others don’t want or don’t have time to do are up for grab for taskers.
Some 45% of Americans go on a diet each year and most of them give up after just a few weeks. But money is a great motivator so why not get paid to lose those extra pounds? That’s what HealthyWage does.
There is a calculator on the HealthWage site. Enter how many pounds you want to lose, how many months it will take, and how much money you want to bet per month on yourself to do it. Enter your gender, height, current weight, and waist circumference.
Based on this information, you’ll see how much money you will win if you meet your goal. I put in some fake numbers (I don’t have weight to lose) and my winnings after my bet would be $169.40 which would be a 56.33% return on my investment in six months.
There aren’t many investments that give you that kind of return and you get to control whether you win or not. Pretty cool!
Earny: Receiving refund checks are my favorite past-time – and a great way to make extra money. As it turns out, stores owe you money all the time but they don’t pay if you don’t ask. That’s where Earny comes in – they automate everything. It’s also 100% free.
InstaGC lets you receive digital gift cards for doing things online like completing surveys, watching videos and searching the web. Choose from over 350 digitally-delivered gift cards.
You perform tasks to earn points and the cards can be used online or in-store. They’ve redeemed over 1.2 million gift cards to date.
The cell phone bill is easily one of the biggest reoccurring monthly bills we have. Since it’s so much yearly, It makes sense to optimize it.
Turns out you don’t need to pay out the nose for a cell phone, it’s time to slash your cell bill. Ting will give you affordable service on the main carrier networks, what more could you want? You get the same coverage as the big carriers with a much smaller price tag. The average Ting bill is just $23/phone/month. Damn
Fiverr is an online marketplace where freelancers can earn money for their services. You can sign up for free, set up your Gig, and offer your work to a global audience.
Make an online tutorial for something you’re good at, car repair, building a bookcase, cooking your signature dish. Upload it to Youtube and enable monetization. This allows them to put ads on your videos. Want to learn how to get started? Check out “PolyMatter” on Skillshare.
Skillshare: Want to teach people things but don’t want to make them publically for free? Skillshare is a platform that allows people to create online courses to help others and if people use your course, Skillshare will pay you. Want to learn from other creators? There isn’t a better place on the internet. Skillshare comes built-in with an audience interested in learning online.
Those ultra-competitive tiger parents want to make sure their special cornflakes get into the best schools, whether that means pre-school for three-year-olds or the Ivy League for eighteen-year-olds.
Wyzant (tutor): They’re the place parents and students shop for tutors for a variety of subjects from algebra to science to test prep. There is a wide range of ages in need of tutors as well, from elementary age through college. Pick up work when you want – you set your schedule and fees, and Wyzant takes a cut.
Shopify: Selling stuff is a great way to make extra money whether you sell things you make or re-sell stuff you buy. If you want to build an online store, Shopify makes it easy. They have ready-made templates, so you don’t have to spend time designing your store.
We literally sell everything we don’t need and sometimes items we got for deals or even free. Shopify is also the favorite platform for drop shippers.
What is drop shipping? It’s creating the process of creating an online store (automated) and signing up with a product distributor that will mail products directly to your customers.
Since the products you sell ship directly to your customers, you don’t need to hold inventory or mail anything. All you need to do is find cool products and market your website. Some are saying it’s the ultimate online business.
Become the Entrepreneur of Your Block
Everyone likes puppies! Look around for the fat ones in your neighborhood. Those are the ones who have parents too lazy to walk them. But all puppies need and deserve exercise, and you need and deserve $100. Join forces with the fat puppies and profit from being a dog walker. Rover.com is where you’d go to find a ton of in-need, dog walker clients.
Who knows, your petsitting side hustle could turn into a small business!
Forget checking Craigslist for part-time gigs. Parents post jobs on Sittercity for everything from a full-time nanny to the occasional part-time, date night sitter. You can apply for the postings, meet the family and get hired. The average pay for babysitting is a little over $12 an hour.
Debt Forgiveness: Did you know that credit card companies will forgive some of your debt if you’re in trouble? Imagine reducing a $10,000 bill to $4,000 just by calling them and asking.
Not only is this a real thing but billions of dollars get forgiven every year.
If you aren’t comfortable negotiating forgiveness than you can always bring on a company like National Debt Relief to negotiate on your behalf – they take a percentage of what is forgiven so it’s no risk. If they don’t get your debt reduced, you don’t pay anything.
Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Credible’s refinance loans are as low as 4%. It won’t change the amount of your debt, but it can reduce your monthly payment significantly.
Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.
Their interest rates are best-in-class so we highly recommend them. An hour of time here can easily save you thousands of dollars.
If you’re looking for a low-risk, high interest-earning cash account, Betterment Everyday Cash Reserve, currently offers a 1.85% APY(most savings accounts average a 0.10% APY). Grow your rainy day fund with no fees. Link your bank account and start saving.
Get our best money lessons:
Wealthfront is a robo-advisor that makes it easier for young investors to get started with the first $5,000 managed for free. They offer investors advanced features like tax-loss harvesting and automatic rebalancing.
Wealthfront also provides free financial planning, investment management, and short-term cash management all services that are fully automated.
We have loved Betterment since Day One and we love it still. It’s such a good gateway for people who are afraid to invest because you don’t have to know anything about money or personal finance or investing to get started. There is also no minimum and the fees are low.
There is no excuse to not open a Betterment account and start investing now. If you have two minutes and five bucks, you can do it. If you want more information, we wrote a comprehensive review.
There is so much competition between banks that some offer cash bonuses when you open a new account as a way to attract new customers – and for you to save money.
There are usually some stipulations; you use direct deposit or pay a certain number of bills online, the account must be open for a minimum length of time or keep a minimum balance. But most of the criteria are pretty easy to meet and signing up can make you a few hundred bucks.
Simply put, Fundrise gets you access to million-dollar real estate deals with a contribution as small as $500! They get the deals and automatically invest your money based on some simple questions you answer when you first signup. Passive income at its finest.
You know how we feel about rental property. What could be better than having someone pay your mortgage and pay you? It’s intimidating to become a landlord though.
You don’t know how to tell a good property from a bad one, you don’t know how to fix a sink, you don’t know how to screen tenants. With Roofstock, you don’t have to.
They are a turnkey real estate company. You just choose a house from their portfolio, and the rest is done for you. The house is turnkey, there are already tenants in place, and those tenants have been screened. You just sit back and collect a check.
Make Money Online from Home
We wrote a free in-depth guide for you that cuts through the bullshit. Specifically, we dive into how you can make money online with things like selling digital products and affiliate marketing (including affiliate programs to join).
Blogging is a lucrative side hustle and a great way to make extra cash. It won’t be good money right away, but with a little part-time elbow grease, can make up a substantial income stream.
Ride and Home Share Hustles
The hourly pay after expenses varies from city to city but you can expect to make around $10 an hour with this side hustle. In larger cities, it will often be much more and in smaller cities, sometimes a little less.
The appeal of rideshare apps like Uber and Lyft, is that you can set your own schedule and there is no commitment. You can work your regular job and make your $100 in just a few hours on a weekend or some evenings.
Right now, a small studio near the United Nations in NYC, so, far, far from the subway, is renting for $175 a night. If you can crash on a friend’s couch for just one night, there’s your $100 and then some.
Or, if you’ve got a spare room, rent that out.
The number of ways to earn extra money in your free time has never been greater!