David Lautaret ~ Contributor

David Lautaret is a thirty-something writer based in Portland, OR. His passion for financial independence stems from unrelenting, low-grade anxiety that he doesn't know enough which explains why he can't stop educating himself on the subject. He has a degree in Business but prefers to use cartoons and humor to make his points. He's a husband to a beautiful wife and a tremendous father to a super cute baby girl.

Investment Properties: 10 Effective Ways to Find Yours This Year

woodblock toy home

So you’ve decided to dip into the world of real estate by purchasing an investment property, but you’re stuck. How does someone actually find an investment property? While everyone has their own tips and tricks we’ll show you the ten best ways to go about finding an investment property.

Getting Started In Real Estate Investing: The Definitive Beginner’s Guide


Real estate investing can be a great way to boost your portfolio and quickly get you to financial independence. The barrier to entry feels high, and that scares off many would-be investors. If this is you, don’t worry. We’ll systematically walk you through the necessary steps for getting started in real estate investing.

How to Use the Roth Conversion Ladder Like a Hero

Roth Conversion Ladder

Today we’re going to learn about the power of the Roth conversion ladder using a combination of personal finance words and poorly constructed metaphors. Should be a good time.

Chase Reconsideration Line: 5 Ways to Boost Your Credit Approval Odds

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Any seasoned traveler knows that travel hacking by using Chase Ultimate Reward points is the way to live the good life for less. But what happens when your credit card application gets rejected? You call the Chase Reconsideration Line. This post tells you what to say and do for the best chance of getting accepted.

Understanding The 457(b) Retirement Account in a Hurry


Today we’re going to be talking about the Jean Claude Van Damme of retirement accounts- the 457(b) (also called the 457). The 457(b) is a flexible retirement vehicle that allows penalty-free early withdrawals, along with some pretty great catch-up options. Much like Jean Claude Van Damme, the 457 kicks some serious ass, but it’s not for everyone.

How to Form an LLC in Seven Easy Steps: An Essential Guide

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You’ve made the decision to start a small business. Working for yourself can provide the freedom and flexibility to build the life you want, but it can also be stressful. We’re here to make it easy. This post will show you how to form a limited liability company (LLC) in seven simple steps.

The History of Money: From Cowries to Paper to Bitcoin

Money coins

It’s something we use every day but how often do you think about the history of money? It turns out, money history and the creatin of money is fascinating.

8 Alternatives to College That Won’t Leave You Drowning in Debt

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We all want to be successful and college used to be a route to success. But with college costs so high, it’s out of reach for some so we’ll explore alternatives to college.

What Is Credit and Why It’s Essential to Your Financial Health [UPDATED]

brick building issuing loans

Credit influences every aspect of your financial life; From renting an apartment to an employer determining whether to hire you. This detailed post outlines what it is why you need it. If you want to learn how to use credit to your advantage, you’ll love this post. Let’s get started.

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