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Crowd Sourced Real Estate Investing

Today we interview Benjamin Miller from Fundrise. Fundrise is a crowd sourcing site that allows anyone to invest in real estate.

Thomas Frank Andrew Fiebert

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Crowd Sourced Real Estate Investing

Today we interview Benjamin Miller from Fundrise. Fundrise is a crowd sourcing site that allows anyone to invest in real estate.

IRA Roll Overs, Horse Races and Mega Backdoors with The Mad Fientist

One of our most popular guests, The Mad Fientist, joins us again to discuss the MEGA backdoor IRA strategy.

A Review of Our Favorite Robo Advisors

What is a robo advisor and should you use one? Larry Ludwig from Investor Junkie joins us to tell us what we need to know.

Getting Schooled On Bonds

A few months ago we did an introduction to bonds episode. We wanted to get a little deeper into the topic and a listener, Eric, agreed to help us out.

Obama Care For The Self Employed

Obama Care has made health insurance accessible for more people but it’s confusing to navigate. Thomas will tell us his story of signing up.

Recovering From A Burnout

Burnout can happen to the best of us. Even those of us at Listen Money Matters. But you can bounce back. A break and a few deep breaths and back on track.

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5 Questions: Home Equity Loans, Student Loans, and Mortgages

Today we’re answering listener questions. Student loans, home equity loans, over paying your mortgage and a day in the life of a data engineer.

Anatomy of a Well-balanced Portfolio
The Anatomy of a Well Balanced Portfolio

Balance is important in all aspects of life, including your financial portfolio. Find out what well balanced means when it comes to your portfolio.

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This Financial Life with Sylvain

Today we break down listener Sylvain’s financial life. What is he doing right, what is he doing wrong, and what could he be doing better?

5 Questions: Bonds, Interest Rates, and Retirement

We haven’t done a five questions for awhile. Today it’s back! Andrew and Thomas answer five questions submitted by our listeners.

Refinancing with Benefits: A Chat with Dan Macklin from SoFi

Are you one of the 40 million Americans struggling with student loan debt? Refinancing can help. Dan Macklin from SoFi tells us the benefits.

Destroy Hidden Fees with Uri Levine from FeeX

We are anti-fee at LMM whether they be bank fees, credit card fees, or investing fees. Uri Levine from FeeX joins us to discuss avoiding investing fees.

Being a Successful Penny Stock Trader with Timothy Sykes

What is a penny stock? Can they make you rich? Well, it worked for our guest Timothy Sykes who turned $12,000 into $4.2 million by trading them.

Leveraging the 529 College Savings Plan

College costs are rising. If you have kids and want to help them pay for college, the earlier you start a 529 Savings Plan, the more it will grow.

How to Decide If You Should Go to Expensive Business Conferences

Attending a business conference can be a great way to network. But if you work for yourself, you have to pick up the tab. When it is worthwhile to do so?

When To Invest and When to Just Save

At LMM we bang the drum loudly in favor of investing over saving. But are there times when it’s better to just save? We’ll find out today.

The Hidden Costs of Buying a Home

Buying a home isn’t just a matter of paying the mortgage every month. There are all kinds of hidden costs. We’ll help you ferret them out.

How Thomas Traveled to Japan for Cheap

We’re big proponents of travel here at LMM. Thomas will discuss how he traveled to Japan for less than you might imagine.

How to Prepare Financially for Babies with Stephany Kirkpatrick

Deciding whether or not to have a baby is probably the biggest decision you will ever make. Today we’ll discuss how to prepare financially for baby.

My Name is Bond, Treasury Bond

We’re talking all things treasury today on Listen, Money Matters. Treasury bills, notes, and bonds. Which, if any should you invest in?

The 7 Debtly Sins

Are you guilty of one of the seven debtly sins? Find out how sinful you are and prepare to repent your sins in the church of Listen, Money Matters.

What the F**k is Margin?

We mentioned margin and a previous episode and only touched on it. A lot of you wrote in with questions so we’re doing a whole show to explain what it is.

How to Handle Shared Expenses with Roommates

Living with roommates can be a minefield. Particularly when it comes to splitting shared expenses. Here are a few tips to navigate the situation.

High Density Fun

How much real fun do you have compared to not that fun distractions? Those distractions are the reason for your lack of fun. Learn how to get rid of them.

Growing Income with the Success Triangle

The life success triangle has three parts, learning, value creation, and relationship building. We’ll see how they fit together to help you make money.

Understanding and Using Google Finance

If you want to start buying individual stocks, Google Finance is a great place to do your research. Find out how to maximize the information found there.

Playing To Your Strengths With The MBTI Test

Knowing and understanding your personality type can help in lots of areas of life. Everything from choosing a job to saving money. What type are you?

Recovering From An Epic Failure

Ever failed hard? Not stumbled but lost everything level of failure. How can you begin to recover when you are at rock bottom?

Paying for College While Attending

College costs have sky rocketed over the last several years. So unless you want to graduate with crippling debt, you’ll need a college job.

How To Use a Credit Card

Used properly, a credit card can have all sorts of benefits. Used improperly, it can drag you into bankruptcy. We’ll teach you how to use credit properly.

Should You Start a Side Business?

We talk a lot about side hustles on the show. Today we’ll discuss if you should start your own side business.

Taking Control of the Job Hunt with Adrian Larssen

Looking for a job can be a full time job itself. Today we interview Adrian Larssen to learn how to take control of the job hunt process.

Five Questions: Stock Prices, Early Retirement, Morning Routines

Today we answer listener questions about stock prices, early retirement, and morning routines.

Mini Habits with Stephen Guise

Building habits is important but big changes can be daunting. Our guest, Stephen Guise will tell us how mini habits can be just as good as big habits.

This Financial Life with Thomas Frank Part 2

Today is Part 2 of our delve into Thomas’s financial life. There wasn’t much to critique in Part 1. Will Part 2 also make the rest of us feel like losers?

Automate Saving Using Digit with Ethan Bloch

Want to save money but don’t want to feel it in your lifestyle? CEO of Digit, Ethan Bloch explains how they’ll make that possible.

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Small Business Tax Questions with Johnny Horta

Johnny Horta joins us today to discuss small business taxes.

Naked Economics, Statistics, and Politics with Charles Wheelan

Charles Wheelan is a lecturer in economics at Dartmouth and has authored five books. He joins us to discuss statistics, politics,and the economy.

What the F**k is a REIT?

Ever hear of a REIT? No? That’s ok, me neither. So we’re going to learn together what that is and if we should collect, them, buy them? I don’t know yet.

Inside LearnVest with Alexa Von Tobel

LearnVest is Turbo Tax meets financial planner. The founder and CEO tells us what they do and why they are the fastest growing financial company in the US.

Taxes 101 with Johnny Horta

Tax time is nearly upon us. Past guest, contributing writing, and tax expert Johnny Horta joins us to explain the vagaries of the US tax system.

Don’t Let Money Control Your Life with Jen McDonough

Jen McDonough paid off $212,000 in four years. She works now as a motivational speaker and has authored three books. Meet The Iron Jen.

This Financial Life with Thomas Frank Part 1

Thomas has been a past guest but we don’t know much about his financial life. Today we’ll see what he’s doing well and where he could improve.

The Evolution of Resolutions

Making and failing to fulfill the same old New Year’s resolutions? LMM will teach you new ways to make sure this time they actually stick.

Finishing What You Start

Starting a new thing is exciting. But some of us quickly lose our initial enthusiasm. We’ll discuss how to see things through to the end.

Habits and Thomas’ Ridiculous Morning Routine

Your morning routine can make or break your day. It can set you up for a good mood and good productivity or send you screaming back under the covers.

Something Is New In Season 2

Listen, Money Matters is back! We have a new host, former guest Thomas Frank of College Info Geek. We’re excited to kick of Season Two. We missed all!

Getting Ready for Season 2

Are you ready? It begins January 5th!

How to Deal with Obamacare and HSAs

Matt and Andrew talk with returning guest Todd Berkley and John Young about The Affordable Care Act (Obamacare) and HSAs to find out which plan is the right plan for you.

How to Buy Low on eBay and Sell High on Amazon with Jordan Malik

Want to make a little money on the side? Jordan Malik joins us to discuss how to play eBay and Amazon off each other to pick up some extra cash.

Finding Your Financial Weak Spots

We all have them. Dinners out, the newest gadgets, clothes. Our financial weak spot, our Achilles’ heel. Find out what we can do to strengthen them.

What to Expect Before, During, and After You Purchase a Home

Buying a home is uncharted territory for many of us. Both Matt and Andrew have done it and will tell us what to expect during each step of the process.

This Financial Life: Jeff Wilson

A listener joins us for a financial check up in our This Financial Life episode. Jeff Wilson finds out what he’s doing well and what he could do better.

Inside CommonBond with David Klein

You know we at LMM want to help you any way we can to reduce your student loan debt. David Klein joins us to discuss refinancing to save you money.

5 Questions: Stack vs Snowball, College Wisdom, Comcast ETF

It’s the episode devoted to your questions. Today we talk about the stack vs snowball methods of debt reduction, college wisdom, and Comcast ETF.

My Road to Minimalism with Tammy Strobel

Tammy Strobel is an author, teacher, and photographer. She joins us to discuss her recent book on minimalism and sustainable living.

The Miracle Morning with Hal Elrod

Hal Elrod is a key note speaker and best selling author. He joins us to discuss his latest book, The Miracle Morning. This book may change your life!

This Financial Life with Zina Kumok

We have a listener guest today! Zina Kumok joins us to share her financial life and find out what she is doing right and what she could be doing better.

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Inside Final Card with Matt Rothstein

Matt Rothstein of Get Final will discuss a new kind of credit card for the 21st Century designed to be a consumer ally rather than a consumer predator.

Sharing the Gift of Financial Knowledge

When you learn something new, you can’t wait to share it. Money matters should be the same. Spread your knowledge to the less financially savvy among us.

Five Questions: Refinancing, Rebuilding Credit, and Being a Spendaholic

Time for listener questions. We’ll discuss refinancing, repairing damaged credit, and being a spendaholic.

Combating Complacency with Grant Peelle

Ever feel that you’re just kind of stuck, complacent? Grant Peelle made a documentary about people who felt that way and did something about it.

Veteran’s Day Special with Ryan Carlson

In honor of Veteran’s Day we join other podcasts in giving voice to Veterans. Matt’s friend Ryan Carlson joins us to share his story.

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Understanding Financial Security with Robert Siciliano

Identity theft can wreck your life and your credit. Security expert Robert Siciliano joins us to discuss how to protect sensitive information.

Being Charitable With and Without Spending Money

Being charitable is important but when you’re minding your money it isn’t as simple as writing a big check. But you don’t have to give money to contribute.

The Tools, Apps, Podcasts, and Books We Love

We thought we would share all the things that teach us, help us, and make us more productive throughout the day. The best of the best curated for you.

How to Become a Minimalist with Joel Zaslofsky from Smart and Simple Matters Podcast

Minimalism can be defined many ways. We’ll talk to Joel Zaslofsky, who has embraced the lifestyle to learn why and how it has improved his life.

How to Find the Right Cell Phone Plan with Thomas Frank from College Info Geek

Choosing a cell phone plan is confusing and time consuming but the right one can save lots of money. Thomas Frank will help us get the most for our money.

Economics 101: Opportunity Cost with Dan Egan

Because the state of personal finance education in our schools is appalling, we decided to do some Econ 101 episodes. Today learn about opportunity costs.

5 Questions: Life insurance, Budgeting, and Buying a Home

It’s time for five listener questions. Today we talk about life insurance, budgeting, and buying a home.

Tax Efficient Investing with Larry Ludwig from the Money Tree Investing Podcast

You’re investing, great! Now we can take it a step further and learn how to optimize your taxes while investing. Larry Ludwig will explain how.

Inside Policy Genius with Jennifer Fitzgerald

Insurance is so complicated and confusing. So we brought an expert, Jennifer Fitzgerald from Policy Genius to help us navigate the murky depths.

How To Survive a Bear Attack

Mace? No, not that kind of bear attack silly. The kind that happens when the stock market is down. Spoilers, don’t panic. That may work for both kinds.

Personal Money Horror Stories

It’s Halloween and nothing is more frightening than money horror stories. Close the blinds, turn off the lights, light and candle and prepare to be scared.

Loose Change and Found Money

Do you have lots of loose change hanging around? Or ever find a tenner in a coat pocket? Find out how to turn small change into big money.

When She Makes More with Farnoosh Torabi

Author Farnoosh Torabi joins us to discuss how to navigate a relationship in which the woman earns more than her male partner.

5 Questions: Timing the Market, College Savings, Betterment Woes

Today we answer listener questions about timing the market, saving for college, and Betterment woes.

Book Yourself Solid and Public Speaking with Michael Port

On a list of biggest fears, public speaking is #2, death is #6. So we’d rather be dead than give the eulogy. Michael Port will help us overcome our fear.

How Not to be Affected by Other People’s Financial Decisions

Do you feel like you always have to one up your friends, colleagues, and neighbors when it comes to having nice things? Stop that, you’re digging a hole.

Our Top 8 Favorite Vanguard Funds

We’re big fans of Vanguard but admittedly, it’s a bit more complicated than Betterment. Today we’ll break down the top eight Vanguard funds.

Extreme Productivity Tips with Mike Vardy from Work Flow and Productivityist

Wish you could get more done in your day? Mike Vardy from Productivityist joins us to share tips on how to optimize your time and get shit done.

Exploring the Investor Mind Set

If you’re not an investor they can seem like a different species. But they’re human too, we’ll discuss what makes them different from the rest of us.

Are We Loving Our Kids Too Much with Adam Carroll

We first met Adam when he came on to talk about his movie about college loan debt. He’s back to discuss loving our kids too much.

5 Questions: Refinancing, HSA’s, and First Home Mortgages

We answer five of our listener’s questions about loan refinancing, HSA’s, and first home mortgages.

How to Find Cheap Flights with Nathaniel Boyle from The Daily Travel Podcast

Wish you could travel more but think it’s too expensive? Nathaniel Boyle has devoted his life to travel and will teach us how to do it on the cheap.

Surround Yourself with Financial Friends

Do you have financial friends? If you don’t, you should get some. Being around liked minded people will help to smooth your personal finance path.

Expensive Taste May Be Prohibiting Your Financial Growth

Champagne tastes hurting your wealth building? Unless you’re a Russian oligarch, the answer may be yes. We like nice things even if we can’t afford them.

Travel Across America for Free with Rob Greenfield

Rob Greenfield is an adventurer and environmentalist who’s mission is to teach people to be happier with less and to make yourself and the earth happier.

Negotiating, Side Hustling and Student Loan Debt with Stephanie Halligan

Fellow Best New Blog winner Stephanie Halligan talks to us about student loan debt, negotiating and Matt’s favorite, the side hustle.

What the F**k is Bankruptcy with Steve Rhode

We get a lot of questions about bankruptcy at LMM but it’s a complicated subject so we brought expert Steve Rhode to help explain the fine details.

The Indomitable Investor with Steve Sears

Why do so few succeed in the stock market and so many fail? We interview the man who literally wrote the book on the subject, author Steve Sears.

Money Day Monday

It’s key to have a day set aside to check in on your financial situation. We hereby declare a Monday as “Money Day Monday” because Matt likes alliteration.

Prioritizing Your Financial Plan

By now as a long time LMM listener, you have a financial plan. But do you know how to prioritize it? We’ll explain how best to get your ducks in a row.

Home Brewing with Gilad Nachmani and James Spencer from Basic Brewing Radio

Beer hurting your bottom line? We talk to two home brewers who will teach us a new hobby.

The 200th Episode Special!

Two hundred episodes! To mark this special milestone we look back at five of the best episodes as voted by our listeners. Here’s to two hundred more!

Setting Up Your Budget Categories

How detailed do you need to be with budget categories? Do you separate lunch from dinner or lump everything into a few areas? And which method is better?

Money and Marriage with Derek and Carrie Olsen

Couples fighting over money issues is one of the leading causes of divorce. Learn how to divorce proof your marriage with Derek and Carrie Olsen.

5 Questions: Liquidity, Vacations, and Credit Card Companies

It’s time for five questions. We answer questions about liquidity, building credit, paying yourself first, vacations and credit card rewards.

Debt and Networking with John Corcoran from Smart Business Revolution

John tells us how he paid off $600,000 in debt and how to network like a pro.

Hourly vs Salary

How is it better to be paid, hourly or salaried? Matt and Andrew give arguments for their respective opinions. See who comes out on top.

Small Business Taxes with Jamaal Solomon

One of the most confusing aspects of starting a small business are the taxes involved. We get some expert help from Jamaal Solomon.

How to Stop Being a Spendaholic

Do you love buying all the things? You might have a problem. We all love buying stuff but it can become a real problem. Let’s tackle it together.

5 Questions Roth IRA’s, Investing 10K, and Using Acorns

It’s time for your questions! Today we discuss Roth IRA’s, how to invest $10 grand and using Acorns to invest your spare change.

How to Become a Skilled Negotiator with Daniel Green

Negotiating is a vital skill. For a job, a raise, to get to watch the game instead of The Real Housewives. Dan Green will teach us what we need to know.

Building a Tiny House with Ethan Waldman

Afraid you’ll never get a foot on the property ladder? Why not build your own tiny house? Ethan Waldman did just that and tells us how we can too.

Better Know a Millionaire with Nellie Akalp

In our ongoing series, Better Know a Millionaire, we interview Nellie Akalp to discuss the legalities involved in incorporating your own business.

Live From FinCon in New Orleans

The best minds in personal finance gathered at a conference in New Orleans. The best and brightest literally lined up to bestow their wisdom via rich tips.

Matt’s Financial Checkup

Matt started LMM knowing very little about personal finance but almost 200 hundred episodes in, he’s learned a lot. We’ll see how he’s doing now.

Matt’s Review of Total Money Makeover by Dave Ramsey

Matt takes one for the team and reads something by the lawd’s favorite money guru, Dave Ramsey. We get his thoughts so we don’t have to read it ourselves.

5 Questions: Paying off Mortgages, Financial Priorities, and Investing in College

We answer your questions about mortgages, how to prioritize your finances, and investing while in college.

Pyramid and Multi-Level Marketing Schemes with Robert Fitzpatrick

Ever had someone try to sell you Amway, or worse, try to recruit you to sell Amway? Today we discuss pyramid schemes and how to protect yourself from them.

10 Tips for Staying Motivated Towards Your Financial Future

When you first get interested in managing your money the newness keeps you motivated. We’ll share ways to keep the motivation once the newness wears off.

Breaking Bad Habits with James Clear

Do you have bad habits? Are they costing you money? We learn how to break those bad habits and replace them with healthy habits with James Clear.

How to Eat at Home Like a Foodie

Cooking at home is key to save money and lose weight but what if you can’t cook? We test three services that deliver the ingredients and recipes to you.

The Expert Paradox

When you become an expert at something, it stops the learning process and stunts your growth. But knowledge is infinite and we should always be learning.

Education Hacking with Scott Young

Can you get a top notch education for free? Scott Young shows you how to DIY your own top shelf education. Also find out what autodidact means!

Better Know a Millionaire with Jordan Harbinger from Art of Charm

Today we get to know millionaire Jordan Harbinger of Art of Charm where ordinary guys become extraordinary gentlemen.

5 Questions: Brokerage Accounts, Car Payments, and Credit Card Fraud

It’s time for your questions. We’ll cover brokerage accounts, car payments, and credit card fraud. You know where to come for the answers.

Teaching Kids about Personal Finance with Nancy Phillips from Zela Wela Kids

Teaching kids personal finance is badly neglected in America. Zela Wela is changing that. Nancy Phillips joins us to discuss teaching kids about money.

Selling Art on Etsy with Mary Lynn Schroeder

Mary Lynn Schroeder is an entrepreneur with the #1 leather shop in Etsy. Learn how she turned her love of leather into a successful business.

Finding Your Passion

“Find your passion” has become a hackneyed cliche but there is some merit in doing so, we just have to think of a less “Oprah” way of phrasing it.

Advice We Would Give Our Younger Selves

Ever wish you had a TARDIS so you could go back in time to give your younger self advice? We’ll discuss what we know now that we wish we had knows then.

Inside Acorns with Walter Cruttenden and Colton Dillion

Acorns is an app that rounds up on your purchases and invests the change for you. Today we discuss the new app with the founder and innovation officer.

Health Savings Account (HSA) Deep Dive with Todd Berkley and John Young

Health insurance is so complicated. We deep dive into health savings accounts so you can get the most out of your health care dollars.

Better Know a Millionaire with Jim Wang from Microblogger

Jim Wang became a millionaire through his finance blog Bargaineering. He sold the site and started Microblogger. Let’s hang with an internet millionaire.

The Happiness of Pursuit with Chris Guillebeau

Best selling author, world traveler, entrepreneur, Chris Guillebeau joins us to discuss his latest book The Happiness of Pursuit.

Early Retirement with Mr. Money Mustache

Do you dream of retiring early? We interview the expert in early retirement, Mr Money Mustache. We must learn his ways.

Personal Finance and Social Taboo

Most people are more willing to talk about sex, politics, and religion than about money. Why is personal finance such a taboo subject?

Lending and Borrowing Money from Family and Friends

“Never a borrower nor a lender be.” We’ll discuss the pitfalls of loaning or borrowing from family and friends.

The Case Against Active Trading

Active trading is buying securities and holding them for a short time before selling. We put the practice on trial and make a case against it.

I Like To Make Stuff with Bob Clagett

Did you ever want to become a DIY guru? Bob Clagett joins us to discuss how to make and fix things and be more self sufficient.

5 Questions: IRA Migration, Financial Gifts, Establishing Credit

Five listener questions answered, establishing credit, monetary gifts, Betterment security, IRA migration, and the pros and cons of renting out a room.

The Sell Everything Challenge

Got too much stuff? Want to do a big purge before the cold weather sets in, maybe make a few bucks? Take the LMMs’ Sell Everything Challenge!

The History of Labor Day

It’s Labor Day and most of us are not working. We’ll tell you the reason you have the day off and the story of those who sacrificed so you could sleep in.

Ask Me About My Pants

Do you love clothes? Maybe you hate them, or at least spending money on them. But quality over quantity matters a lot when it comes to clothes.

The Investor’s Version of Mint: Personal Capital

Personal Capital is Mint for investors. It’s a free App that allows you to track all of your investments in one place. Should you add it to your tool box?

Gratitude is the Currency of Life

Money is the currency of living but gratitude is the currency of life. WTF does that mean? We’ll let Andrew explain it because we don’t know either.

The Benefits of Networking

Networking is a buzzword but that doesn’t mean it isn’t a valuable tool. Learn how doing it right can help advance your career.

Debt Free College Grad with Shanice Miller

Despite the dire warnings, it is possible to graduate college free of debt. Shanice Miller will tell us how to do it.

What the F**k is an ExPat with David McKeegan

David McKeegan talks with us about the benefits of becoming an ExPat and dodging American tax laws by traveling the world.

You Need a Budget (YNAB) with Jesse Mecham

We chat with Jesse Mecham, the CEO of (YNAB) about his very smart approach to budgeting.

Being the Best You Can Be at Your Job

We should strive to be the best we can in all areas of life. One of the key areas to be the best is at work, the work you do for a boss or for yourself.

Pre-Marital Finance Prep with Jeff

Financial issues are a leading cause of divorce. Before you take the plunge, find out what you need to know so you don’t become a statistic.

Perfect is the Enemy of Good

Perfect is not the enemy of good when it comes to trying to improve. Dwelling too much on minutia hurts the overall result.

5 Questions: Rental Income, Couple Credit Scores, Stock Options

You ask and we answer! Today we’ll discuss joint finances, joint credit cards, stock options, credit card debt, and money allocation.

Andrew’s Lending Club Strategy

We check in with Andrew’s Lending Club strategy to find out if he’s making any money and if it might be a good investment for the rest of us.

Timing the Stock Market

What is the number one mistake when it comes to investing? Attempting to time the market. We’ll explain why.

Go Fire Yourself with Laurel Staples from Real Entrepreneur Development

Laurel Staples joins us to teach us how to forget the American dream and start living our own dreams on our own terms.

How We Stay Motivated

Do you sometimes get into a slump, just a malaise that you can’t really pinpoint a reason for? It happens to us all. Together we’ll stay motivated!

21 Reasons You’re Broke

Are you broke? Can you pinpoint why? We’re going to give you twenty one reasons for your brokeness. Listen hard and shape up!

The Story of Andrew’s New Debt

Andrew has $12,000 of debt! And yes, I did mean Andrew and not Matt. Has he forsaken his Listen Money Matters principles? Find out the shocking details.

How to Tame Bill Paying

Are you still getting and paying bills by snail mail? Grab a whip and a chair and we’ll teach you how to tame them. Also learn about duck genitals!

Economics 101: Sunk Costs

The start of a new series! We teach you about finance but we want to teach you some economics too so you can apply what you learn to decisions you make.

Changing the Definition of Success

How do you define success? For many it’s making a certain amount of money, driving a certain car, living in a big house. But that is changing .

Learning About Life Insurance with Liran Hirschkorn

Do YOU need a life insurance policy? Liran Hirschkorn from Best Life Quote will give us the criteria to answer that question.

How to Save Money in College Round Table

Student loans are expensive but they aren’t the only thing that costs money when you go to college. Learn how to save money while in school.

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What the F**k is Urban Foraging with Wildman Steve Brill

Living in a city doesn’t mean there aren’t tasty things to eat, you just have to know where to look. Steve Brill tells us what’s edible in the big city.

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Know the Show and How We Make Money

Ever wonder what goes on behind the scenes at Listen, Money Matters? Trust me. It’s as glamorous as you probably imagine it to be! No, it’s really not.

Create Your Own Opportunities

The job market is still pretty bad and wages are stagnant. It might be time to create your own opportunity. We’ll discuss ways to do just that.

5 Questions: Investing for a Home, Checking Accounts, and Credit Cards

We answer your questions about saving for a home, credit cards, multiple checking accounts, teacher’s pay, and college expenses.

The Ultimate College Debate Roundtable

With tuition costs rising, there is a new debate over whether a degree is worth the expense. We’ll discuss the pros and cons in a roundtable discussion.

House Flipping with Justin Williams from The House Flipping HQ Podcast

Think you can make money flipping houses? We talked to Justin Williams of House Flipping HQ about the art of making money remodeling houses.

5 Index Fund and Investing Myths

Many of the reasons people are fearful of investing are myths. Let us help you separate fact from fiction so you can feel confident investing.

Materialism Vs Minimalism

Are you a materialist or a minimalist? Let us help you find a happy middle ground so you can have nice things and still afford nice things.

Gambling, Lottery and the Idiot’s Odds

Ever heard the lottery referred to as “the fool’s tax?” Learn why the lottery is for idiots and why the odds are always in the house’s favor in a casino.

Student Loan Refinancing with Mike Cagney from SoFi

Student loan refinancing can save you money but it’s a confusing process. Today we get some guidance from Mike Cagney, co-founder of

Best Time To Buy Things

Just like produce, a lot of what you buy has a season. If you know what’s “in season” you can save a lot of money. We’ll find out when to buy what.

Five Questions: Home Renovations, Side Hustles, Stock Earnings

It’s time for listener questions. We’ll discuss stock earnings, home renovations, side hustles, emergency funds, and money for freelancers.

Inside Betterment with Jon Stein

LMM delivers the big names! Betterment CEO Jon Stein gives us a behind the scenes look at how the company operates and makes your money work for you.

What the F**k are Credit Unions?

What is a credit union? Is it different from a bank and is it a better choice? We’ll give you the information to decide.

Saving Tips for Moving

Moving is third on a list of life stressors behind death of a partner and divorce. Learn how to save money during the process to help reduce the stress.

Alternatives to College

College is not for everyone particularly now that the cost is so high. We discuss alternative ways to be successful without a degree.

Budgeting Allocation with PT Money

PT Money, one of the most influential people in personal finance and founder of FinCon, shares some tricks to make budgeting easier and more effective.

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How to Become a Dividend Aristocrat

What is a dividend and what is an aristocrat dividend? Adjust your monocle and we’ll find out.

Advanced IRA Strategies with the Mad Fientist from Financial Independence Podcast

Our guest the Mad Fientist delves deep into IRA strategies. Find out why you should have one and which one will best fit your needs.

A Non-Political Discussion on Social Security

Social security is a decisive topic but we’ll give you the facts while leaving the politics aside so you can draw your own conclusions.

Our Twelve Financial Philosophies

We’re breaking down Listen Money Matter’s Twelve Financial Philosophies. Think and meditate on them and then live by them.

Cost of Debt: Reasons You Need a Kick Ass Credit Score

In the personal finance world there is a lot of talk about credit scores. But what makes up a credit score and why is it important to have a good one?

Quality vs Cost

As demonstrated in Vimes’ theory of boots, sometimes it saves money long term to spend more up front. What items are worth the splurge and which are not?

How to Be a Shopping Sniper

A shopping sniper knows what they want, gets it, and gets out. We’ll teach you a few tricks to become the shopping sniper with the most confirmed kills.

The Ideal Financially Responsible Person

What does the ideal financially responsible person look like? Is it you? We’ll discuss achieving financial perfection. See how you stack up.

Five Questions: Gold, Stock Options, Coupons

We’re answering listener questions about gold, stock options, coupons, investing, and how to avoid student loan debt.

Profitable Personal Productivity Tips

We all have the same 24 hours to work with. But there are lots of ways to get more out of those hours. We’ll give you some tips to make the job easier.

Breaking Down the Dave Ramsey Investment Strategy

We break down Dave Ramsey’s controversial investment advice. Can we all retire millionaires as he promises? Today we find out.

Our Favorite Financial Resources

We hope LMM is your go-to place for all things personal finance but there are other resources available. We share some of our favorites.

What the F**k is Vanguard?

Vanguard is one investment management company among many. Find out why so many people in the personal finance world are enamored of them.

Side Hustle Income with Nick Loper

Want to earn some extra cash to pay off debts or go on vacation? Nick Loper shows us ways to use a side hustle to bring in some money outside of your 9-5.

My Personal Investment Strategy

The finer points of personal investing including emergency funds, checking and savings accounts, and investing beyond Betterment.

Five Questions: Lending Club, Dave Ramsey, Credit Cards

You ask and we answer. Five listener questions on everything from Dave Ramsey to credit cards to how to stay disciplined with spending.

Creating a Killer Job Resume with Mark Fiebert

Your resume can make all the difference is a tough job market. We’ll find out what you need to build a killer resume so you land that job.

Spend to Live with Jason Vitug from Phroogal

Jason Vitug,founder of Phroogal shares his journey from corporate American to world traveler and founder of a blog loaded with personal finance tools.

Wildcat Currencies with Edward Castronova

Bitcoin, Dogecoin, Litecoin. Today we talk to an Professor Edward Coastronova, an expert on wildcat currencies.

How to Budget for Special Occasions

Whether it’s a holiday, a birthday or an anniversary, we all have special days to celebrate. Find out how to do it up without spending too much.

Frugal Eating and Cooking

Cooking at home can save money, improve your health and your life. Today we talk about cooking and eating frugally.

The 100th Episode Special

Listen, Money Matters celebrates our milestone 100th episode by reminiscing over listener voted best episodes. Enjoy these classics!

What the F**k is Dollar Cost Averaging?

Dollar cost averaging takes the fear out of investing. Today we’ll explain what it is and how it benefits you whether you have $5 to start with or $1000.

Save Money Around the House
Saving Money Around the House

Little tips can save you big at home. Get some money savings tips and find out if anything you’re doing now would cause Matt to punch you in the face.

Managing Your Money Paperwork

Despite being promised a “paperless society” we’re still drowning in reams of paperwork. Find out what you need to keep and what you can toss.

Selling Your Stuff for Cash with Yard Sales, Craigslist and eBay

Most of us have homes full of stuff we never use. We’ll show you how to reduce that debt and your clutter by selling your stuff.

Debt Reduction: Snowballing versus Stacking

While “emotional payoff” might make you feel warm and fuzzy, it will cost you more time and money than the much superior stacking method of debt reduction.

Better Know A Millionaire with Brenton Hayden

We interview Brenton Hayden to learn how he retired at 27, how he manages his money now, and what he does now that he’s not in an office everyday.

Boozing on a Budget

If there are two things we love: saving money and having a few drinks. Let us teach you how to best combine these two loves into a great night out.

Travel Hacking Tips with Travis Sherry from Extra Pack of Peanuts

Travis Sherry teaches us how to travel without spending a lot by going to cheaper destinations, scoring the best flight prices, and alternatives to hotels.

Buying or Leasing a Car

Matt and Andrew bicker like two five year olds fighting over a toy about what is the better choice, buying a car or leasing one.

Why I Didn’t Go To College

Matt explains why he didn’t go to college and we discuss the pros and cons of that decision.

Inflation, Deflation and Why It Matters

What is inflation, what is deflation and what benefits is there to knowing? We’ll explain the basics and what you need to know to make sure your money keeps pace.

Why We Think Failure is a Good Thing

We all fail and we’re all afraid to fail. Today we’ll discuss why failure is not always the end of the road and may even be the beginning of a new path.

Dressing Nice for the Price with Barron Cuadro from Effortless Gent

Barron Cuadro (best name ever) from The Effortless Gent teaches us how to dress well and look great without spending a fortune.

Controlling Spending for the Out of Control Person

How do you stop yourself from burning through your money? We discuss a few mind hacks to curb your monetary urges.

Escaping $109,000 of Credit Card Debt with Travis Pizel

Travis Pizel tells us how he and his wife accumulated $109,000 of credit card debt and how they paid off the debt and strengthened their relationship.

5 Questions: Betterment, Passive Income, and Optimal Credit

We’re answering listener’s questions about investing with Betterment, unpaid internships, 401K’s, passive income, and credit scores.

Father’s Day Money Special

Matt and Andrew interview their dads to find out what mistakes and victories they had with money and what lessons they have for their sons and us listeners.

This Financial Life with Connor

Listener Connor lays bare his finances for Matt and Andrew to scrutinize, critique and improve.

5 Reasons Your Financial Plan Sucks with Joe Saul-Sehy from Stacking Benjamins

What are the five mistakes you’re making in your financial planning? Joe Saul-Sehy from Stacking Benjamins is here to let us know.

Just the Tips

Tipping. Who, when, how much and how do you calculate it? Today we help you make sure your wait staff is not spitting in your food.

To Roth or Not to Roth Redux with Darin Hayes

We’re talking Roth and traditional IRA’s today with Darin Hayes, author of Beer Money.

401k Deep Dive with Chris Costello from Blooom

Why is a 410k important and how can you manage it better? Chris Costello from takes us to the next level to maximize our 401K accounts.

5 Questions: Emergency Funds, Debt vs Invest, and Frugality?

We answer your questions about emergency funds, whether should you prioritize debt or investing, and is being frugal the latest hipster trend? Find out!

Understanding the Value of Time

Do you know how much your time is really worth? Today we discuss when to trade money for time and vice versa.

Handling Money in a Relationship

Relationships are hard enough as it is without talking about finances. So we’re gonna lay it down about how to handle money in a relationship.

This Financial Life with Daniel Murrell

Listener Daniel Murrell to analyze his financial situation. He shares a great strategy for making college affordable.

Lessons I Learned From Being Broke

Matt shares eighteen things he learned while being broke.

Pros and Cons of Being A Landlord with J. Money

J. Money of discusses the pros and cons of being a landlord. Should you become a real estate mogul?

How Much Money Can You Really Live On?

Andrew and Matt calculate the absolute minimum they could each live on. We hope it will inspire you to cut some of the frills out of your spending.

Student Loan Help with Heather Jarvis

We get lots of questions about student loans so we decided to bring on an expert to help. Heather Jarvis joins us to answer of your pressing questions.

How to Find an Awesome Job

Hate your current job? Wish you could wake up not dreading the next ten hours? You can! We’ll tell you how to get the awesome job of your dreams.

Researching Stocks with Patrick Kenneally

Listener Patrick Kenneally discusses what you need to know when researching stocks.

Traveling Abroad with Andy Steves

Travel expert Andy Steves teaches us how to travel abroad affordably while having an authentic experience.

Money Habits with Tony Stubblebine from Lift

Tony Stubblebine, CEO of discusses how his habit building app can help us build good habits be they financial or another realm of our lives.

13 Common Money Mistakes You Can Avoid

Forbes Magazine published a list of common money mistakes many of us make. Which ones are you making?

The Importance of Emergency Funds with Miranda Marquit

Personal finance writer Miranda Marquit will explain what an emergency fund is and why it’s vital to have one.

Memorial Day Special with Johnny

In honor of Memorial Day, we interview our listener Johnny who is a member of the Air Force, working in the finance office.

This Financial Life With Matt’s Brother

Meet Dan, Matt’s financially savvy brother to discuss what he’s doing right, wrong, and what he could do better. Are money smarts genetic?

The Financial Importance of Your Hobbies

Why not turn doing what you love into a way to make a bit of money on the side? We share ideas on how to make money with your hobbies.

This Financial Life with Robbie

Listen, Money Matters assesses our listener Robbie Farlow’s financial life.

Better Know a Millionaire with J. David Stein from Money For The Rest of Us

J David Stein visits for our ongoing Better Know A Millionaire series.

Money Mindfulness with Thomas Frank from College Info Geek

Thomas Frank from College Geek Info joins us to discuss mindfulness and how it relates to our life goals whether they are financial or adventure related.

How Not to Over Think Your Finances

No one should spend too much time thinking about or managing their finances. Learn some tricks to make it easier.

Better Know a Millionaire with Michael Epstein

Michael Epstein became a millionaire by the age of thirty. Michael will tell us how he did it and how you can too.

Where to Put Your Money First

Which of your financial obligations should you meet first, loans, investing, credit cards? Learn where to best allocate your money.

Don’t Give Up Your Starbucks Habit

How can you find the extra money for the things you can’t live without? We’ll show you places to find a little something extra.

The Wealth Wheel

Introducing the LMM’s Wealth Wheel. We also debate the age old question, what matters more, size or the motion of the ocean?

How to Get a Raise at Work

You deserve a raise. Find out the best strategy to ask for one and actually get it.

From Debt to Vet with J.D. Roth from Get Rich Slowly

J.D. Roth is a titan in the world personal finance blogging . He shares his personal journey from massive consumer debt to personal finance genius.

Financial Lessons Learned From The Game of Monopoly

Personal finance isn’t a game but there are lessons to be learned from the game of Monopoly.

Better Know a Millionaire with Laurie Itkin

Learn lessons from millionaire Laurie Itkin in our “Better Know a Millionaire” show. Laurie explains how she became a millionaire before the age of 40.

Mother’s Day Money Special

It’s Mother’s Day. Matt and Andrew interview their mom’s to find out what financial lessons they’ve learned.

Do You Need a Financial Advisor?

Investing can be confusing. But is it so complicated that you need to pay someone to do it for you?

Lessons Learned From Owning 7 Cars

Matt has owned seven cars over the years. Find out what lessons he learned the hard way.

Save Money Without Cramping Your Life with Joel Larsgaard

Joel Larsgaard from Save Outside the Box shows us easy ways to save money without giving up the things you love.

Common Traits of Financially Successful People

Get Rich Slowly recently posted an article titled, “The Ten Habits of Financially Successful People.” See how many you share.

Smart Ways To Spend Your Tax Return

Everyone should have received or should soon receive your tax return. Today we discuss the best way to make that money work for you.

Mastering Debt Reduction with Claire Murdough

Many of us have debt. Claire Murdough from, tells us how the free service will help you debt as quickly and efficiently as possible.

The Importance of Taking a Vacation

Americans don’t get much vacation. Learn why it’s important to take what you do get. It will make you a better person and a better employee.

High Frequency Trading
What The F**k is High Frequency Trading?

What is high frequency trading? Is it something you need to worry about? Don’t let the unknown keep you out of the market.

Money To Invest
Finding Extra Money to Invest With

We discuss pain-free ways to find extra money to invest. Whether it’s into a Betterment account, a Roth IRA, or a brokerage account.

Turn Your Hobby Into a Money Maker with Jim Wang from Micro Blogger

Jim Wang, founder of, discusses how you can turn your hobby into cash.

Changing the Definition of Retirement

You don’t have to be over 65 and never work again in order to be retired. The word has many definitions, we’ll look at the new face of retirement.

Kristin Wong
The Psychology of Money with Kristin Wong

On this episode we welcome blogger Kristin Wong to discuss the psychology of money. She grew up in a frugal home, but didn’t have any guidance in investing.

The Wisdom and Pitfalls of Zero Percent APR Financing

0% APR offers can be a great thing. But if you don’t understand how they work, it can cost you big time. Find out how to play the 0% APR game to win.

Money For The Love of Freedom

We discuss why you should stop thinking about money in terms of being rich and instead think about ways it can grant you freedom. USA USA!

Is Frugality More Trouble Than It’s Worth?

Frugality is a big trend right now. But how frugal is too frugal? Should you clip coupons, wash and reuse your tin foil? Where do we draw the line?

Broke, Busted and Disgusted
An Interview with Adam Carroll of Broke, Busted and Disgusted

On this episode, we talk to Adam Carroll who created the documentary about the current student loan debt crisis called Broke, Busted and Disgusted.

There's Always Money In The Banana Stand
How Stocks, Bonds, and Funds Work

We’ll discuss a boring subject, how stocks, bonds, and funds work but make it less boring by using Arrested Development to illustrate our points!

The Average Investor’s Commandments

There are some rules, or commandments, that all investors should live by. We’ll discuss those ten commandments and explain the importance of each one.

How to Find The Perfect Credit Card

There are a million credit cards out there and some are better than others. We’ll help you find the one that will best meet your needs.

streamline refinancing
Streamline Refinancing My Home Mortgage

On this episode we talk about Streamline Refinancing. Specifically, how Matt saved $130 a month without increasing the term of his mortgage.

An Interview with Cat Alford of Budget Blonde

On this episode, we talk to Cat Alford of She’s a personal finance blogger, writer, and a proud mother of twins.

How to Master Your Wealth, Gangsta Style!

Don’t manage your money like an old white dude. Manage your money like a gansta! Learn how via our rap video and new book, Mastering Mint.

An Interview with Mark Deal of Foreign Investor Resource Group

We interview Mark Deal who founded a company that connects overseas investors with Americans who want to start businesses and create new jobs.

Money Management and Productivity Tools We Use

On this episode, we discuss our favorite money management and productivity tools, including: Mint, Betterment, Lift, Evernote, and more.

An Interview with Omar Zenhom of The $100 MBA Show

We chat with Omar Zenhom, co-creator of $, about how he got started and was able to quit his job to start his business.

What The F**k is Bitcoin?!

On this episode, we discuss the mystery of Bitcoin. What is it? How does it work? And should you invest in it?

Paying Off Student Loans with Rebecca from Stapler Confessions

We interview Rebecca from Stapler Confessions to find out how she is paying off $125,000 of student loan debt and learn how we can pay off our debt too.

Getting Over The Fear of Investing

Investing can be scary but it’s a great way to make money. We’ll explain why investing is nothing to fear. Get ready to open a Betterment account!

Financial Mistakes & Blunders with Jeff Rose from Good Financial Cents

Certified financial planner Jeff Rose of Good Financial Cents joins us to discuss money mistakes he made and how he and we can overcome them.

Caleb Wojcik
Managing Small Business Finances with Caleb Wojcik from The Fizzle Show

Caleb Wojcik, co-founder of Fizzle, joins us to discuss managing small business finances and recommends his favorite tools to make the job easier.

Increase Your Credit Score
Tips on How to Improve Your Credit Score

Having a good credit score makes life easier and cheaper. Even if you’ve tanked your credit, we’ll give you some ways to bring the number back up.

Rich People
The Habits of Rich People

Rich people are different than you and me. How are they different though? We’ll see what Dave Ramsey has to say. He’s a rich guy so he will know.

Peer to Peer Lending
Peer to Peer Lending Introduction

Peer to peer lending can be a great way to make money for lenders and for borrowers to get help without using a bank. We’ll explain how it works.

New Year's Resolutions 2014
Our New Year’s Resolutions for 2014

It’s that time of year again, New Year’s Resolutions. Matt and Andrew discuss their resolutions, all the biggies, money, health, and fitness.

This Financial Life with Hersh
This Financial Life: Hersh

In this episode, we talk to one of our listeners, Hersh, about his personal financial profile and offer up some advice.

The Four Percent Rule

What is the 4% rule? It is the magic formula for early retirement. Make your money work for you while you no longer have to work.

How to Pick Stocks

You can let something like Betterment pick your stocks but if you’re ready to dabble on your own, we’ll teach you how to do the job yourself.

How to Justify Large Purchases

We want you to be sensible with your purchases. But sometimes you just need a big one! (Don’t we all). When is a big purchase justifiable?

How to Avoid Bank Fees

Is your bank nickel and diming you with their bullshit fees? Learn how to avoid them and dispute the ones you may have already been charged.

The Beginner’s Guide to Simple Investing

You know you should be investing your money but where, how? Investing can be intimidating but it doesn’t have to be. We’ll help you get started.

To Roth or Not to Roth?

In this episode we answer another listener question about whether he should invest in a Traditional 401k, a Roth 401k, or both.

The Underwater Mortgage Escape Plan

Are you stuck with a mortgage that is under water? We’ll craft an escape plan so you can save money and move on.

Do You Have a Monthly Budget?

Do you have a monthly budget? If not, how do you know how much you can spend? How do you track spending? You don’t! So you’re going to start a budget.

Renting vs Owning a Home

Owning a home has long been considered the American dream. But it’s not for everyone. Should you rent or buy? We’ll discuss the pros and cons.

Cash vs. Credit Cards vs. Debit Cards

Cash, credit card, or debit card . Which method of payment should you use when and where? We’ll pit them against one another to get a clear winner.

How to Save Money and Automate It

Saving money is the first rule of personal finance. We’ll help you do it and automate the process to take some of the sting out and make it easier.

Introducing The Listen Money Matters Podcast

Welcome to Listen, Money Matters. We are a personal finance podcast for people who love beer and swearing as much as they love money!