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Me in Madrid at Orio!

Hey, I’m Andrew and I’m sort of a personal finance nerd. I’m 28 years old and after successfully navigating the financial crisis and keeping my job, it hit me, I might not have a job forever. In fact, with all of this global competition and offshoring, I might find myself without a job sooner rather than later.

That kinda got me thinking about how I can keep more of what I’m earning now, make my savings work harder for me and possibly come up with some alternative income sources.

Probably what you’re thinking right now is, “who is this guy and how can he do to help me improve my finances?” I figured this would be a great place to clear things up.

I’m not special

I did ok in high school (3.2 GPA), I was a super computer nerd and dedicated all my time to playing video games and trying to build AOL Proggies. I wound up in an “online gaming clan” and since I loved everything computer related, I learned how to build websites for my clan mates and me to meet and discuss the game.  That was the beginning.

Fast forward a few years, I made it through college and got my token job in corporate America. Whoopty doo. There was one thing I did different than my peers, I saved my money and invested for the future.  From my first days on the job until now I remain facinated with personal finance and I continually strategize to achieve my personal goal of retiring at 35.

I started with nothing and I’ve built quite a nest egg. I want to teach you what I’ve learned so you can become financially secure too.

I’ve found success and it didn’t take extensive luck or skill

Between having a networth of $100,000 when I was 25 to increasing my salary by over 50% in three years without changing jobs or roles – I’ve found that my intensive research and planning have paid off.  I approach things differently.  Not in a prodigy sort of way but in a clear minded I do things that make sense to me sort of way. Possibly the hardest part is not doing things “just because” but doing them because it makes sense. Do something because you think it’s right, not because other people are doing it.

Why is this blog different?

I’m not going to tell you how to get rich quick because I think it’s impossible. If you’re looking for that sort of stuff then I suggest you unsubscribe and go read elsewhere.

Success is won through sheer determination and its something that you need to work at every day. Fortunately I believe in working smart, not hard. Most of my time is spent researching and learning, the actual execution of my strategies is rather simple. Together we will cut through the bullshit. I won’t feed you anything I don’t believe in. I also value your time so I’m trying to create some epic stuff for you.

That’s where this blog comes in. I’m doing all this research, making a few good decisions and bad decisions… but hopefully more good decisions, and I want to share the journey with you. I think some of what I’ve learned and am learning will be hugely helpful for those who I have a head start on and for those of you working towards the same goal – retiring earlier than it is conventionally believed.  I think we can help each other out!

If you find something that’s less than awesome here, please let me know!  Also, if you like what you see, I would love to hear that too! :)

Check out some of my favorite posts!

Technically I like all my posts since I’ve probably proof read them like a 100 times each.  That said, I think these posts reflect best on what we’re try to achieve here and provide the most insight into how you can put your finances on the right track.