New year, fresh budget. Wait, you haven’t budgeted before? If so then Budgeting for Dummies is for you since there is no better time to start then now! If you didn’t already read the budgeting primer, Don’t be Cheap, Be Smart. Budget!, you might want to go check it out first. In that post we set the stage for budgeting and a few loose ground rules. If this whole thing is new to you, I would say you should plan to spend 2-3 hours setting everything up. After that things will be on autopilot for the most part only requiring you to spend an extra 2-3 hours per month from then on. [...]
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Good, you want to save money. Well it hasn’t been easier, especially with the internet. Now you can not only find good deals for what you need but automagically track all of your finances (Mint.com), optimize those finances (PersonalCapital.com) and make the most out of those savings (Betterment.com, LendingClub.com, etc…). We’ll definitely discuss the end to end ultimate money solution in time, but today we’re just going to focus on budgeting. Or in other words, your way to be smart with your money and never seem cheap. Don’t be cheap, be smart instead; create a Smart Budget! What Matters to You? Before we go into the details of Mint.com, [...]
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